251 20th St SW, Largo, FL 33770 Property Records

Pinellas County property record for 251 20th St SW, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1970
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Oct 2022)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-9391-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-9391-0`
Alternative APNs	`33-29-15-07038-000-1110` `291533070380001110` `152933070380001110` `R363140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	97 ft deep x 106 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R363140
Street Address	251 20TH ST SW
City	LARGO
State	FL
Zip	33770-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEAIR MANOR UNIT 3 LOT 111
Legal Range	15E
Legal Township	29S
Legal Section	33
Legal Subdivision	BELLEAIR MANOR UNIT 3
Legal Tract	7038
Legal Lot Number	111
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2013
Census Tract	25211

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 20TH ST SW, LARGO, FL 33770-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 11, 2022	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Document Number	2022298358
Deed Book / Page	22227 / 1569
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	251 20TH ST SW, LARGO, FL 33770-2905
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 20TH ST SW, LARGO, FL 33770-2905

Mortgage

Document Number	0214801936
Date	Apr 12, 2021
Book Page	21480/1936
Instrument	2021118679

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	251 20TH ST SW, LARGO, FL 33770-2905
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 20TH ST SW, LARGO, FL 33770-2905

Mortgage

Document Number	0219020001
Date	Jan 24, 2022
Book Page	21902/1
Instrument	2022022764

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 11, 2022
Property Address	251 20TH ST SW, LARGO, FL 33770-2905
Document Number	0222271569
Book / Page	22227 / 1569
Map Reference	MB 44 PG 33
Instrument Date	Oct 7, 2022
Instrument	2022298358
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7862 39TH TER N # N786, N786, SAINT PETERSBURG, FL 33709-4236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 20TH ST SW, LARGO, FL 33770-2905

Mortgage

Document Number	0222271572
Date	Oct 11, 2022
Instrument	22227/1572

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,915.00 (+7.27%) Homeowner's exemption	$353,735 (+5.99%)	$376,943 (+12.94%) Land $160,736 Building $216,207
2023	$5,514.00 (+181.61%) Homeowner's exemption	$333,753 (+130.06%)	$333,753 (+15.82%) Land $186,772 Building $146,981
2022	$1,958.00 Homeowner's exemption	$145,072	$288,153 Land $172,680 Building $115,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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