433 1st St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 433 1st St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,024 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$142,000 (Dec 2024)
Tax Bill	$3,898 (2026)
Deeds & Mortgages	Mar 2025 Refinance Dec 2024 Sale & Mortgage + 3 more
APN	`381700 111.44-1-21`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-1-21`
Alternative APN	`1200330`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,024 sqft Total Area
1st Floor Area	1,012 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	352 sqft
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1200330
Street Address	433 1ST ST
City	TROY
State	NY
Zip	12180-5531
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2 STY BR HSE 22-12-9-08/19
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2011
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1934 E 21ST ST, BROOKLYN, NY 11229-1523
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SILVER HILL FNDG LLC
Dec 12, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage OAKTREE FUNDING CORP
May 19, 2020	Loan Modification, Mortgage COMMUNITY BK NA
May 19, 2020	Deed of Trust, Mortgage COMMUNITY BK NA
May 9, 2020	Loan Modification, Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Dec 20, 2010 · Amount on Record
Deed Book / Page	10847 / 335
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	433 1ST ST, TROY, NY 12180-5531
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109250015
Date	Mar 31, 2025
Book Page	10925/15
Instrument	2025-654416

Lender

Name	SILVER HILL FNDG LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 12, 2024
Property Address	433 1ST ST, TROY, NY 12180-5531
Document Number	0108470335
Book / Page	10847 / 335
Instrument Date	Dec 6, 2024
Instrument	2024-650373
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1934 E 21ST ST, BROOKLYN, NY 11229-1523

Mortgage

Document Number	2024650375
Date	Dec 12, 2024
Instrument	2024-650375

Lender

Name	OAKTREE FUNDING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	433 1ST ST, TROY, NY 12180-5531
Document Number	0000568798
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	58 MIDDLEBURGH ST TROY NY 121801435, TROY, NY 12180-1435

Mortgage

Document Number	0000568798
Date	May 28, 2020
Book Page	009171/000264
Instrument	568798

Lender

Name	COMMUNITY BK NA
Address	2 OAKWOOD DR, EAST GREENBUSH, NY 12061-1817

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	433 1ST ST, TROY, NY 12180-5531
Document Number	0000568530
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 OAKWOOD DR EAST GREENBUSH NY 120611817, EAST GREENBUSH, NY 12061-1817

Mortgage

Document Number	0000568530
Date	May 21, 2020
Book Page	009166/000219
Instrument	568530

Lender

Name	COMMUNITY BK NA
Address	ALBANY, NY 12211

Agreement

Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	433 1ST ST, TROY, NY 12180-5531
Document Number	0000568800
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 OAKWOOD DR EAST GREENBUSH NY 120611817, EAST GREENBUSH, NY 12061-1817

Mortgage

Document Number	0000568800
Date	May 28, 2020
Book Page	009171/000280
Instrument	568800

Lender

Name	COMMUNITY BK NA
Address	ALBANY, NY 12211

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,898.00 (+8.37%)
2025	$3,597.00 (-1.21%)	$77,000 (-) Land $8,800 Building $68,200	$131,800 (+19.82%) Land $15,063 Building $116,737
2023		$77,000 (-) Land $8,800 Building $68,200	$110,000 (+8.57%) Land $12,571 Building $97,429
2022	$3,641.00	$77,000 Land $8,800 Building $68,200	$101,316 Land $11,579 Building $89,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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