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427 1st St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 427 1st St, Troy, NY 12180 · Last verified May 2026

Property Summary

Property TypeDuplex
Details7 bd · 2 ba · 2,024 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$111,000 (Dec 2024)
Tax Bill$3,503 (2025)
Deeds & MortgagesJun 2025 Refinance
Dec 2024 Sale
APN381700 111.44-1-19

Property Details

APN / Parcel Number

Primary APN381700 111.44-1-19
Alternative APN
  • 1200310

Interior

Bedrooms7 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,024 sqft Total Area
1st Floor Area1,012 sqft
2nd Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 25 ft wide
PorchPorch
Porch Area240 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1200310
Street Address427 1ST ST
CityTROY
StateNY
Zip12180-5531
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 STY FR HSE 22-14-273
Legal Block1
Legal Lot Number19.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2011
Census Tract41000

Owner

Source: Rensselaer County and Troy City records · APN 381700 111.44-1-19

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address198 FOSTER AVE, 5, BROOKLYN, NY 11230-2131
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICAN FINANCIAL NETWORK
Dec 05, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2024 · Amount on Record
Deed SaleDec 05, 2024 · Amount on Record
Prior SaleAug 09, 2010 · Amount on Record
Deed Document Number20242024-650055
Deed Book / Page10841 / 225
Record UpdatedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address427 1ST ST, TROY, NY 12180-5531
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109940270
DateJun 30, 2025
Book Page10994/270
Instrument2025-657936
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateDec 05, 2024
Property Address427 1ST ST, TROY, NY 12180-5531
Document Number0108410225
Book / Page10841 / 225
Instrument DateNov 25, 2024
Instrument2024-650055
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 FOSTER AVE APT 5, 5, BROOKLYN, NY 11230-2131

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,503.00 (-4.58%)$75,000 (-) Land $8,800 Building $66,200$128,400 (+19.89%) Land $15,066 Building $113,334
2023$75,000 (-) Land $8,800 Building $66,200$107,100 (+8.53%) Land $12,566 Building $94,534
2022$3,671.00$75,000 Land $8,800 Building $66,200$98,684 Land $11,579 Building $87,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830410002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Special Flood Hazard AreaNo
Flood HazardNot mapped
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 38 individual NFIP policies nearby
Nearby Flood Policies38 in force
Nearby Flood Claims28 (1979–2021)
Claims Outside the SFHA2 of 28
Most Recent ClaimMar 2021, other causes
Claims By Storm
  • Hurricane Irene, Aug 2011 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 491 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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