433 10th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 433 10th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,424 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$84,444 (Dec 2023)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-425-014-00`

Property Details

APN / Parcel Number

Primary APN	`051-425-014-00`

Interior

Full Baths	1 Bath
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 10TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 24 HEYWOOD SUBDIV CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	24
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1015
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 10TH AVE, THREE RIVERS, MI 49093-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 25, 2023	Deed, Transfer
Jun 6, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 21, 2023
Property Address	433 10TH AVE, THREE RIVERS, MI 49093-1039
Document Number	2023009011
Map Reference	LB 2 PG 80
Instrument Date	Dec 19, 2023
Instrument	2023009011
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,383.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55487 S THOMPSON LN, THREE RIVERS, MI 49093-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 10TH AVE, THREE RIVERS, MI 49093-1039
Investor	Possibly a Property Investor

Mortgage

Document Number	2023009012
Date	Dec 21, 2023
Instrument	2023009012

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 25, 2023
Property Address	433 10TH AVE, THREE RIVERS, MI 49093-1039
Document Number	2023003966
Map Reference	LB 2 PG 80
Instrument Date	Apr 28, 2023
Instrument	2023003966
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55487 S THOMPSON LN, THREE RIVERS, MI 49093-9000

June 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 6, 2022
Property Address	433 10TH AVE, THREE RIVERS, MI 49093-1039
Document Number	2022005277
Map Reference	LB 2 PG 80
Instrument Date	May 19, 2022
Instrument	2022005277
Transaction Type	Foreclosure
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 10TH AVE, 433, THREE RIVERS, MI 49093-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,300 (+39.64%)	$184,600 (+39.64%)
2025	$2,528.00 (+4.55%) Homeowner's exemption
2023		$66,100 Land $2,400 Building $63,700	$132,200 Land $4,800 Building $127,400
2022	$2,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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