416 10th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 416 10th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,768 sqft · built 2001
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2025)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-455-011-00`

Property Details

APN / Parcel Number

Primary APN	`051-455-011-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 10TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 12 BLK 1 ROSELAWN ADD. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1013
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 8TH ST, THREE RIVERS, MI 49093-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 22, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jan 31, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 13, 2025
Property Address	416 10TH AVE, THREE RIVERS, MI 49093-1040
Document Number	2025008089
Map Reference	LB 3 PG 21
Instrument Date	Oct 13, 2025
Instrument	2025008089
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 10TH AVE, THREE RIVERS, MI 49093-1040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 8TH ST, THREE RIVERS, MI 49093-1719

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 22, 2022
Property Address	416 10TH AVE, THREE RIVERS, MI 49093-1040
Document Number	2022007410
Map Reference	LB 3 PG 21
Instrument Date	Aug 19, 2022
Instrument	2022007410
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59296 NOAH LAKE RD, THREE RIVERS, MI 49093-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	680 CENTREVILLE ST, CONSTANTINE, MI 49042-1208

Mortgage

Date	Aug 22, 2022

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 31, 2022
Property Address	416 10TH AVE, THREE RIVERS, MI 49093-1040
Document Number	2022000986
Map Reference	LB 3 PG 21
Instrument Date	Jan 7, 2022
Instrument	2022000986
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 GOODFELLOW BLVD # 105, 105, SAINT LOUIS, MO 63120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59296 NOAH LAKE RD, THREE RIVERS, MI 49093-9326

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,600 (+8.47%)	$179,200 (+8.47%)
2025	$2,064.00 (-32.22%) Homeowner's exemption	$82,600 (+29.47%) Land $4,100 Building $78,500	$165,200 (+29.47%) Land $8,200 Building $157,000
2024	$3,045.00 (+48.32%)
2023		$63,800 Land $2,500 Building $61,300	$127,600 Land $5,000 Building $122,600
2022	$2,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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