4328 E Toledo St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4328 E Toledo St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,029 sqft · built 2017
Lot Size	0.07 acres (3,066 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2020)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-19-434`

Property Details

APN / Parcel Number

Primary APN	`313-19-434`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,029 sqft Living Area
1st Floor Area	746 sqft
2nd Floor Area	1,283 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,066 sqft (0.07 acres)
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4328 E TOLEDO ST
City	GILBERT
State	AZ
Zip	85295-0253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	FINCHER FIELDS AT COOLEY STATION AMD MCR 1200-19
Legal Range	06E
Legal Township	01S
Legal Section	25
Legal Subdivision	FINCHER FIELDS AT COOLEY STATION AMD
Legal Lot Number	137
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2022
Census Tract	815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 25, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	20200375619
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253

Mortgage

Document Number	0001230919
Date	Dec 14, 2020
Instrument	20201230919

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2020
Property Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253
Document Number	0000375619
Map Reference	MB 1200 PG 19
Instrument Date	Apr 22, 2020
Instrument	20200375619
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253

Mortgage

Document Number	0000375620
Date	May 1, 2020
Instrument	20200375620

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 25, 2017
Property Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253
Document Number	0000379714
Map Reference	MB 1200 PG 19
Instrument Date	May 25, 2017
Instrument	2017-0379714
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	890 W ELLIOT RD # RD101, 890, GILBERT, AZ 85233-5102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4328 E TOLEDO ST, GILBERT, AZ 85295-0253

Mortgage

Document Number	0000379715
Date	May 25, 2017
Instrument	2017-0379715

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,930 (-1.18%)	$419,300 (-1.18%) Land $83,800 Building $335,500
2025	$1,630.00 (-7.02%)
2024		$42,430	$424,300 Land $84,800 Building $339,500
2023	$1,753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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