4321 E Toledo St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4321 E Toledo St, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,029 sqft · built 2017
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$264,421 (May 2017)
Tax Bill$1,626 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN313-19-478

Property Details

APN / Parcel Number

Primary APN313-19-478
Alternative APN
  • 313194782

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,029 sqft Living Area
Gross Area2,141 sqft
1st Floor Area746 sqft
2nd Floor Area1,283 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area3,000 sqft (0.069 acres)
Parking Spaces2 Parking Spaces
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4321 E TOLEDO ST
CityGILBERT
StateAZ
Zip85295-0254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionFINCHER FIELDS AT COOLEY STATION AMD MCR 1200-19
Legal Range6E
Legal Township1S
Legal Section25
Legal SubdivisionFINCHER FIELDS AT COOLEY STATION AMD
Legal Lot Number181
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2025
Census Tract815201

Owner

Source: Maricopa County records · APN 313-19-478

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4321 E TOLEDO ST, GILBERT, AZ 85295-0254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2022Deed of Trust, Mortgage · Line of Credit
NUVISION FINANCIAL FCU
Dec 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 12, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Deed Document Number2017344947
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4321 E TOLEDO ST, GILBERT, AZ 85295-0254
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019767
DateJan 07, 2022
Instrument20220019767
Lender
NameNUVISION FINANCIAL FCU
TypeCredit Union
AddressHUNTINGTON BEACH, CA 92647
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 06, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4321 E TOLEDO ST, GILBERT, AZ 85295-0254
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 E TOLEDO ST, GILBERT, AZ 85295-0254

Mortgage

Document Number0001205037
DateDec 08, 2020
Instrument20201205037
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 12, 2017
Property Address4321 E TOLEDO ST, GILBERT, AZ 85295-0254
Document Number0000344947
Map ReferenceMB 1200 PG 19
Instrument DateMay 11, 2017
Instrument2017-0344947
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address890 W ELLIOT RD # RD101, 890, GILBERT, AZ 85233-5102

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 E TOLEDO ST, GILBERT, AZ 85295-0254

Mortgage

Document Number0000344948
DateMay 12, 2017
Instrument2017-0344948
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$41,870 (+89.5%)$418,700 (+2.7%) Land $83,700 Building $335,000
2025$1,626.00 (-7.03%)$22,095 (-47.8%)$407,700 (-3.69%) Land $81,500 Building $326,200
2024$42,330$423,300 Land $84,600 Building $338,700
2023$1,749.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138152012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area
2,000 / 1,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 532 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0407092, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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