4328 Deerfield Dr, Monroe, NC 28112 Property Records

Union County property record for 4328 Deerfield Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,328 sqft · built 1992
Lot Size0.993 acres (43,255 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Apr 2013)
Tax Bill$1,553 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-279-132

Property Details

APN / Parcel Number

Primary APN04-279-132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,328 sqft Living Area
Gross Area1,322 sqft
1st Floor Area1,322 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,255 sqft (0.993 acres)

Exterior Amenities

PorchSlab
Porch Area108 sqft
Deck Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4328 DEERFIELD DR
CityMONROE
StateNC
Zip28112-9005
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#9 PARKWOOD CROSSING II
Legal SubdivisionPARKWOOD CROSSING
Legal Lot Number9
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group4
Census Block4004
Census Tract20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4328 DEERFIELD DR, MONROE, NC 28112-9005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jul 5, 2018Deed of Trust, Mortgage · FHA Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2013 · Amount on Record
Deed SaleApr 25, 2013 · Amount on Record
Prior SaleMay 14, 1999 · Amount on Record
Deed Document Number201313916
Deed Book / Page5988 / 479
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4328 DEERFIELD DR, MONROE, NC 28112-9005
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4328 DEERFIELD DR, MONROE, NC 28112-9005

Mortgage

Document Number0009232610
DateOct 29, 2025
Book Page9232/610
Instrument28329
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 15, 2055

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4328 DEERFIELD DR, MONROE, NC 28112-9005
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8223315
DateAug 30, 2021
Book Page8223/315
Instrument41027
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4328 DEERFIELD DR, MONROE, NC 28112-9005
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7190369
DateJul 5, 2018
Book Page7190/369
Instrument0018531
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,500 (-) Land $70,000 Building $252,500$322,500 (-) Land $70,000 Building $252,500
2025$1,553.00 (+12.29%)$322,500 (+47.87%) Land $70,000 Building $252,500$322,500 (+47.87%) Land $70,000 Building $252,500
2023$1,383.00$218,100 Land $36,000 Building $182,100$218,100 Land $36,000 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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