4320 Deerfield Dr, Monroe, NC 28112 Property Records

Union County property record for 4320 Deerfield Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,509 sqft · built 1996
Lot Size1.63 acres (71,003 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Aug 2006)
Tax Bill$976 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-279-129

Property Details

APN / Parcel Number

Primary APN04-279-129

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
Gross Area1,833 sqft
1st Floor Area1,509 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area71,003 sqft (1.63 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4320 DEERFIELD DR
CityMONROE
StateNC
Zip28112-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal DescriptionP/6 & 7 PARKWOOD CROSSING II 4320 DEERFIELD DR
Legal SubdivisionPARKWOOD CROSSING
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group4
Census Block4004
Census Tract20902

Owner

4320 Deerfield Dr is owned and occupied by an individual who bought it in August 2006.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4320 DEERFIELD DR, MONROE, NC 28112-9005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2006 · Amount on File
Deed SaleAug 25, 2006 · Amount on File
Prior SaleOct 18, 1996 · Amount on File
Deed Document Number200638965
Deed Book / Page4277 / 710
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4320 DEERFIELD DR, MONROE, NC 28112-9005
Document Number7021823
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 DEERFIELD DR MONROE NC 281129005, MONROE, NC 28112-9005

Mortgage

Document Number7021823
DateSep 26, 2017
Book Page007021/000823
Instrument28278
Lender
NameHURON VALLEY FINANCIAL INC HURON VALLEY FINANCIAL INC
AddressANN ARBOR, MI 48103
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1008 Months
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Deerfield Dr was $976.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,300 (-) Land $70,000 Building $308,300$378,300 (-) Land $70,000 Building $308,300
2025$976.00$378,300 Land $70,000 Building $308,300$378,300 Land $70,000 Building $308,300
2023$849.00$254,000 Land $36,000 Building $218,000$254,000 Land $36,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 Deerfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Deerfield Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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