San Luis Obispo County property record for 4328 Bridge St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1905 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,000 (Mar 2007) |
| Tax Bill | $6,376 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-241-002 |
| Primary APN | 013-241-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Wood |
| Lot Area | 6,750 sqft (0.155 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 4328 BRIDGE ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | TN CAMBRIA PTN BL I |
| Legal Block | I |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4328 BRIDGE ST, CAMBRIA, CA 93428-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2007 · Amount on File |
| Deed Sale | Mar 8, 2007 · Amount on File |
| Prior Sale | Nov 5, 1997 · Amount on File |
| Deed Document Number | 200715485 |
| Prior Transfer Date | Oct 13, 1997 |
| Prior Transfer Doc | 0000062970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4328 BRIDGE ST, CAMBRIA, CA 93428-2104 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 4328 BRIDGE ST, CAMBRIA, CA 93428-2104 |
| Document Number | 0000026553 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025026553 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2055 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $590,348 (+2%) Land $512,463 Building $77,885 | |
| 2025 | $6,376.00 (+4.15%) Homeowner's exemption | $578,773 (+4.04%) Land $502,415 Building $76,358 |
| 2023 | $6,122.00 (+2.03%) Homeowner's exemption | $556,300 Land $482,906 Building $73,394 |
| 2022 | $6,000.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile, Verizon.
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