San Luis Obispo County property record for 4315 Bridge St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 979 sqft · built 1961 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | Company Name on File |
| Last Sale | $410,000 (Feb 2016) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-231-011 |
| Primary APN | 013-231-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 979 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Lot Area | 4,050 sqft (0.093 acres) |
| Terrain | Combination |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4315 BRIDGE ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | TN CAMBRIA PTN BL G |
| Legal Block | G |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10404 |
4315 Bridge St is owned by a company that bought it in February 2016.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1950 PAVIN DR, OXNARD, CA 93036-6323 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on File |
| Deed Sale | Feb 5, 2016 · Amount on File |
| Prior Sale | Dec 6, 2007 · Amount on File |
| Deed Document Number | 20165317 |
| Prior Transfer Date | Oct 4, 1996 |
| Prior Transfer Doc | 0000051521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4315 BRIDGE ST, CAMBRIA, CA 93428-2103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1950 PAVIN DR, OXNARD, CA 93036-6323 |
| Document Number | 0000070137 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021070137 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 10, 2020 |
| Property Address | 4315 BRIDGE ST, CAMBRIA, CA 93428-2103 |
| Document Number | 0000041537 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 41537 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1950 PAVIN DR OXNARD CA 930366323, OXNARD, CA 93036-6323 |
The 2025 property tax bill for 4315 Bridge St was $5,465.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $495,057 (+2%) Land $332,052 Building $163,005 | |
| 2025 | $5,465.00 | $485,351 Land $325,542 Building $159,809 |
| 2023 | $5,249.00 (+2.02%) | $466,505 Land $312,901 Building $153,604 |
| 2022 | $5,145.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4315 Bridge St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4315 Bridge St is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile, Verizon.
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