4328 Apache St, Oceanside, CA 92056 Property Records

San Diego County property record for 4328 Apache St, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,610 sqft Living Area
Lot Size11,328 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2019)
Tax Bill$2,974.00 (2025)

Property Details

APN / Parcel Number

Primary APN162-420-26-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,610 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area11,328 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4328 APACHE ST
CityOCEANSIDE
StateCA
Zip92056-2912
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 102 TR 008589
Legal SubdivisionOCEANSIDE CANYON
Legal Tract008589
Legal Block2
Legal Lot Number102
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2007
Census Tract19304

Owner

Source: San Diego County records · APN 162-420-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4328 APACHE ST, OCEANSIDE, CA 92056-2912
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Mar 06, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 19, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleAug 25, 1994 · Amount on Record
Deed Doc Number2019240165
Prior Transfer DateApr 19, 2007
Prior Transfer Doc0000361516
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 04, 2026
Property Address4328 APACHE ST, OCEANSIDE, CA 92056-2912
Document Number0000160218
Instrument DateMay 21, 2026
Instrument2026160218
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4328 APACHE ST, OCEANSIDE, CA 92056-2912

Mortgage

Document Number0000160218,
DateJun 04, 2026
Instrument2026160218
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 11, 2066
Interest
Rate6.23%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4328 APACHE ST, OCEANSIDE, CA 92056-2912
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4328 APACHE ST, OCEANSIDE, CA 92056-2912

Mortgage

Document Number0000056216
DateMar 06, 2024
Instrument2024-0056216
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2044

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4328 APACHE ST, OCEANSIDE, CA 92056-2912
Transaction TypeMortgage
Record UpdatedFeb 07, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4328 APACHE ST, OCEANSIDE, CA 92056-2912

Mortgage

Document Number0000043279
DateJan 28, 2022
Instrument2022-0043279
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4328 APACHE ST, OCEANSIDE, CA 92056-2912
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000152863
DateMar 24, 2020
Instrument2020-0152863
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2019
Property Address4328 APACHE ST, OCEANSIDE, CA 92056-2912
Document Number0000240165
Map ReferenceMAP 8589
Instrument DateJun 07, 2019
Instrument2019-0240165
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4328 APACHE ST, OCEANSIDE, CA 92056-2912

Mortgage

Document Number0000240166
DateJun 19, 2019
Instrument2019-0240166
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$263,813 (+2%) Land $79,484 Building $184,329
2025$2,974.00 (+8.62%)$258,641 (+4.04%) Land $77,926 Building $180,715
2023$2,738.00 (+0.29%)$248,600 Land $74,901 Building $173,699
2022$2,730.00

Flood & Wildfire

4328 Apache St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Apache St

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