4320 Apache St, Oceanside, CA 92056 Property Records

San Diego County property record for 4320 Apache St, Oceanside, CA 92056 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1979
Square Footage1,892 sqft Living Area
Lot Size12,219 sqft (0.281 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$2,045.00 (2025)

Property Details

APN / Parcel Number

Primary APN162-420-24-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,892 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area12,219 sqft (0.281 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4320 APACHE ST
CityOCEANSIDE
StateCA
Zip92056-2912
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 104 TR 008589
Legal SubdivisionOCEANSIDE CANYON
Legal Tract008589
Legal Block2
Legal Lot Number104
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2007
Census Tract19304

Owner

Source: San Diego County records · APN 162-420-24-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4320 APACHE ST, OCEANSIDE, CA 92056-2912
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Sep 07, 2023Affidavit of Death of Joint Tenant, Transfer
Mar 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 31, 2023
Transfer Doc0000243789
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4320 APACHE ST, OCEANSIDE, CA 92056-2912
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 APACHE ST, OCEANSIDE, CA 92056-2912

Mortgage

Document Number0000511725
DateJul 19, 2021
Instrument2021-0511725
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateSep 07, 2023
Property Address4320 APACHE ST, OCEANSIDE, CA 92056-2912
Document Number0000243789
Map ReferenceMAP 8589
Instrument DateSep 05, 2023
Instrument2023-0243789
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 APACHE ST, OCEANSIDE, CA 92056-2912

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4320 APACHE ST, OCEANSIDE, CA 92056-2912
Document Number0000117397
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 09, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4320 APACHE ST OCEANSIDE CA 920562912, OCEANSIDE, CA 92056-2912

Mortgage

Document Number0000117397
DateApr 03, 2019
Instrument117397
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 02, 2034

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$187,075 (+2%) Land $50,793 Building $136,282
2025$2,045.00 (+8.78%) Homeowner's exemption$183,408 (+4.04%) Land $49,798 Building $133,610
2023$1,880.00 (+0.37%) Homeowner's exemption$176,288 Land $47,865 Building $128,423
2022$1,873.00

Flood & Wildfire

4320 Apache St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Apache St

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