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4326 Stephanie Way, Bartow, FL 33830 Property Records

Polk County property record for 4326 Stephanie Way, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,010 sqft · built 1974
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$232,500 (Mar 2026)
Tax Bill$149 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-13-359320-000430

Property Details

APN / Parcel Number

Primary APN25-29-13-359320-000430
Alternative APNs
  • 132925359320000430
  • 32925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area1,010 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area70 sqft
Shed1 Shed
Utility Building99 sqft

Location & Zoning

Street Address4326 STEPHANIE WAY
CityBARTOW
StateFL
Zip33830-9531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEELER HTS UNIT #2 PB 58 PG 45 LOT-43
Legal Range25E
Legal Township29S
Legal Section13
Legal SubdivisionWHEELER HEIGHTS UNIT #2
Legal Tract359320
Legal Block1
Legal Lot Number43
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1019
Census Tract14501

Owner

Source: Polk County records · APN 25-29-13-359320-000430

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address326 GRETNA LN, WINTER HAVEN, FL 33880-6161
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleOct 15, 2010 · Amount on Record
Deed Document Number202658796
Deed Book / Page13913 / 1375
Prior Transfer DateOct 01, 2010
Prior Transfer Doc0000161223
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 11, 2026
Property Address4326 STEPHANIE WAY, BARTOW, FL 33830-9531
Document Number0000058796
Book / Page13913 / 1375
Map ReferenceMB 58 PG 45
Instrument DateJan 12, 2026
Instrument2026058796
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanySWAN CITY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,627.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6451 COX RD, BARTOW, FL 33830-2648

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address326 GRETNA LN, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number0139131377
DateMar 11, 2026
Instrument13913/1377
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueFeb 01, 2055

Mortgage

Document Number0000058798
DateMar 11, 2026
Book Page13913/1391
Instrument2026058798
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$149.00 (+20.16%) Homeowner's exemption$36,587 (+5.99%)$148,552 (-4.08%) Land $17,500 Building $131,052
2023$124.00 (+9.73%) Homeowner's exemption$34,520 (+3%)$154,867 (+19.37%) Land $17,000 Building $137,867
2022$113.00 Homeowner's exemption$33,515$129,741 Land $14,000 Building $115,741

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
9 of 9 on primary residences
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022, rainfall accumulation
Flood Events
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 305 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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