4321 Stephanie Way, Bartow, FL 33830 Property Records

Polk County property record for 4321 Stephanie Way, Bartow, FL 33830 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,053 sqft · built 1974
Lot Size0.193 acres (8,416 sqft)
OwnerIndividual Name on File
Tax Bill$204 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-29-13-359320-000300

Property Details

APN / Parcel Number

Primary APN25-29-13-359320-000300
Alternative APNs
  • 132925359320000300
  • 32925000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area8,416 sqft (0.193 acres)
Lot Dimensions111 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area209 sqft
CarportCarport
Carport Area209 sqft

Exterior Amenities

Pool Area336 sqft
PorchEnclosed/Unfinished Porch
Porch Area95 sqft
Shed1 Shed
Utility Building88 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address4321 STEPHANIE WAY
CityBARTOW
StateFL
Zip33830-8927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEELER HTS UNIT #2 PB 58 PG 45 LOT-30
Legal Range25E
Legal Township29S
Legal Section13
Legal SubdivisionWHEELER HEIGHTS UNIT #2
Legal Tract359320
Legal Block1
Legal Lot Number30
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1018
Census Tract14501

Owner

Source: Polk County records · APN 25-29-13-359320-000300

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4321 STEPHANIE WAY, BARTOW, FL 33830-8927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateJul 14, 2017
Property Address4321 STEPHANIE WAY, BARTOW, FL 33830-8927
Document Number0102040799
Book / Page010204 / 000799
Instrument DateJun 28, 2017
Instrument134195
Transaction TypeConstruction Loan
Record UpdatedJul 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4321 STEPHANIE WAY BARTOW FL 338308927, BARTOW, FL 33830-8927

Mortgage

Document Number0102040799
DateJul 14, 2017
Book Page010204/000799
Instrument134195
Lender
NameBANK OF FL
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 13, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$204.00 (-68.47%) Homeowner's exemption$45,783 (+5.99%)$177,447 (-3.61%) Land $17,500 Building $159,947
2023$647.00 (-2.27%) Homeowner's exemption$43,197 (+3%)$184,094 (+19.62%) Land $17,000 Building $167,094
2022$662.00 Homeowner's exemption$41,939$153,902 Land $14,000 Building $139,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 305 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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