4326 Garden Trl, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4326 Garden Trl, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,329 sqft · built 1974
Lot Size0.277 acres (12,070 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jan 2016)
Tax Bill$4,682 (2025)
Deeds & MortgagesJun 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10-84353-01-020

Property Details

APN / Parcel Number

Primary APN10-84353-01-020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,329 sqft Living Area
Gross Area2,954 sqft
1st Floor Area1,546 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1982
Architectural StyleSplit Level
Construction TypeWood
Lot Area12,070 sqft (0.277 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4326 GARDEN TRL
CitySAINT PAUL
StateMN
Zip55123-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDERNESS RUN 4TH ADD 2 1
Legal SubdivisionWILDERNESS RUN 4TH ADD
Legal Block1
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2012
Census Tract60731

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4326 GARDEN TRL, SAINT PAUL, MN 55123-1736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Oct 22, 2018Deed of Trust, Mortgage · Commercial Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2016 · Amount on Record
Deed SaleJan 20, 2016 · Amount on Record
Prior SaleJun 23, 2015 · Amount on Record
Deed Document Number20163110496
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4326 GARDEN TRL, EAGAN, MN 55123-1736
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003468264
DateJun 9, 2021
Instrument3468264
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4326 GARDEN TRL, EAGAN, MN 55123-1736
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4326 GARDEN TRL, EAGAN, MN 55123-1736

Mortgage

Document Number0003276642
DateOct 22, 2018
Instrument3276642
Lender
NameBELL BANK
TypeBank
AddressSAINT PAUL, MN 55125
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2028

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,682.00 (+16.12%)$410,100 (+4.35%) Land $88,000 Building $322,100$410,100 (+4.35%) Land $88,000 Building $322,100
2023$4,032.00 Homeowner's exemption
2022$393,000 Land $85,600 Building $307,400$393,000 Land $85,600 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2000 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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