4320 Garden Trl, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4320 Garden Trl, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,084 sqft · built 1974
Lot Size0.27 acres (11,757 sqft)
Owner2 Individual Names on Record
Tax Bill$4,148 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-84353-01-010

Property Details

APN / Parcel Number

Primary APN10-84353-01-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,084 sqft Living Area
1st Floor Area1,539 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Architectural StyleSplit Level
Construction TypeWood
Lot Area11,757 sqft (0.27 acres)
Garage TypeBasement

Location & Zoning

Street Address4320 GARDEN TRL
CitySAINT PAUL
StateMN
Zip55123-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDERNESS RUN 4TH ADD 1 1
Legal SubdivisionWILDERNESS RUN 4TH ADD
Legal Block1
Legal Lot Number10
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2012
Census Tract60731

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4320 GARDEN TRL, SAINT PAUL, MN 55123-1736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Apr 21, 2021Deed of Trust, Mortgage · VA Mortgage
HOMEPROMISE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4320 GARDEN TRL, EAGAN, MN 55123-1736
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003497649
DateOct 12, 2021
Instrument3497649
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4320 GARDEN TRL, EAGAN, MN 55123-1736
Transaction TypeMortgage
Record UpdatedMay 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003456912
DateApr 21, 2021
Instrument3456912
Lender
NameHOMEPROMISE CORPORATION
TypeNon-Lending Institution
AddressGREENCASTLE, PA 17225
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,148.00$367,100 Land $93,200 Building $273,900$367,100 Land $93,200 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2000 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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