4326 151st St, Midlothian, IL 60445 Property Records

Cook County property record for 4326 151st St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1959
Lot Size	0.174 acres (7,575 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2026)
Tax Bill	$6,692 (2023)
Deeds & Mortgages	May 2025 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-10-414-026`

Property Details

APN / Parcel Number

Primary APN	`28-10-414-026`
Alternative APN	`28-10-414-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,158 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,575 sqft (0.174 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4326 151ST ST
City	MIDLOTHIAN
State	IL
Zip	60445-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MIDLOTHIAN)(GARDENS) SUB SEC 10-36-13
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	MIDLOTHIAN GARDENS
Legal Block	21
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	4
Census Block	4006
Census Tract	824602

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3837 W 80TH ST, CHICAGO, IL 60652-2441
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 8, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 28, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	202623051
Prior Transfer Date	May 30, 2008
Prior Transfer Doc	0000022030
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246

Mortgage

Document Number	0013323114
Date	May 13, 2025
Instrument	2513323114

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Nov 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151ST ST, MIDLOTHIAN, IL 60445

Mortgage

Document Number	0034233237
Date	Dec 8, 2023
Instrument	2334233237

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Nov 1, 2050

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246

Mortgage

Document Number	0018014445
Date	Jun 28, 2024
Instrument	2418014445

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2050

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 23, 2026
Property Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246
Document Number	0002323051
Instrument Date	Jan 5, 2026
Instrument	2602323051
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246

Mortgage

Document Number	0002323052
Date	Jan 23, 2026
Instrument	2602323052

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	5.99%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 11, 2021
Property Address	4326 151ST ST, MIDLOTHIAN, IL 60445-3246
Document Number	2101141042
Instrument Date	Jul 14, 2020
Instrument	1141042
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13430 W CIRCLE DR #210 CRESTWOOD IL 604184429, 210, CRESTWOOD, IL 60418-4429

Mortgage

Document Number	2101141043
Date	Jan 11, 2021
Instrument	1141043

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	2101141044,
Date	Jan 11, 2021
Instrument	1141044

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+%) Land $2,651 Building $18,349	$210,000 (+%) Land $26,510 Building $183,490
2023	$6,692.00 (+16.32%) Homeowner's exemption	$20,999 (+34.04%) Land $2,651 Building $18,348	$209,990 (+34.04%) Land $26,510 Building $183,480
2022	$5,753.00 Homeowner's exemption	$15,666 Land $2,272 Building $13,394	$156,660 Land $22,720 Building $133,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1981–1996)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: T-Mobile.

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