4304 151st St, Midlothian, IL 60445 Property Records

Cook County property record for 4304 151st St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,263 sqft · built 1959
Lot Size	0.177 acres (7,702 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Nov 2021)
Tax Bill	$7,947 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-10-414-027`

Property Details

APN / Parcel Number

Primary APN	`28-10-414-027`
Alternative APN	`28-10-414-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,263 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,702 sqft (0.177 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4304 151ST ST
City	MIDLOTHIAN
State	IL
Zip	60445-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	36N
Legal Section	10
Legal Subdivision	MIDLOTHIAN GARDENS
Legal Block	21
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	4
Census Block	4006
Census Tract	824602

Owner

Source: Cook County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4304 151ST ST, MIDLOTHIAN, IL 60445-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	202134102
Prior Transfer Date	Nov 4, 2013
Prior Transfer Doc	0000050045
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 17, 2026
Property Address	4304 151ST ST, MIDLOTHIAN, IL 60445-3246
Document Number	0000019048
Instrument Date	Jun 17, 2026
Instrument	202619048
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 151ST ST, MIDLOTHIAN, IL 60445-3246

Mortgage

Document Number	0000019048,
Date	Jul 17, 2026
Instrument	202619048

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Nov 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2021
Property Address	4304 151ST ST, MIDLOTHIAN, IL 60445-3246
Document Number	0030834102
Instrument Date	Oct 26, 2021
Instrument	2130834102
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4304 151ST ST, MIDLOTHIAN, IL 60445-3246

Mortgage

Document Number	0030834103
Date	Nov 4, 2021
Instrument	2130834103

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+24.87%) Land $2,696 Building $18,304	$210,000 (+24.87%) Land $26,960 Building $183,040
2023	$7,947.00 (+0.58%)
2022	$7,901.00	$16,818 Land $2,310 Building $14,508	$168,180 Land $23,100 Building $145,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1981–1996)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500

May also be available: T-Mobile.

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