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4325 Silver Spring Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4325 Silver Spring Way, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,352 sqft · built 2002
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Jun 2017)
Tax Bill$8,389 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN158-750-33-00

Property Details

APN / Parcel Number

Primary APN158-750-33-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,352 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area6,000 sqft (0.138 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address4325 SILVER SPRING WAY
CityOCEANSIDE
StateCA
Zip92057-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 TR 014295
Legal SubdivisionRIVER RANCH SOUTH
Legal Tract014295
Legal Block2
Legal Lot Number71
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2021
Census Tract18521

Owner

Source: San Diego County records · APN 158-750-33-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4325 SILVER SPRING WAY, OCEANSIDE, CA 92057-6521
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 30, 2017Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Prior SaleFeb 12, 2009 · Amount on Record
Deed Document Number2017299289
Prior Transfer DateJul 17, 2008
Prior Transfer Doc0000384268
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4325 SILVER SPRING WAY, OCEANSIDE, CA 92057-6521
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000418265
DateSep 23, 2019
Instrument2019-0418265
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2017
Property Address4325 SILVER SPRING WAY, OCEANSIDE, CA 92057-6521
Document Number0000299289
Instrument DateMay 04, 2017
Instrument299289
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4325 SILVER SPRING WAY OCEANSIDE CA 920576521, OCEANSIDE, CA 92057-6521

Mortgage

Document Number299290
DateJun 30, 2017
Instrument299290
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$769,342 (+2%) Land $251,459 Building $517,883
2025$8,389.00 (+5.22%) Homeowner's exemption$754,258 (+4.04%) Land $246,529 Building $507,729
2023$7,973.00 (+1.55%) Homeowner's exemption$724,971 Land $236,957 Building $488,014
2022$7,851.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
14 of 16 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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