4321 Silver Spring Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4321 Silver Spring Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,648 sqft · built 2002
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Feb 2003)
Tax Bill	$6,341 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-750-32-00`

Property Details

APN / Parcel Number

Primary APN	`158-750-32-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,648 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4321 SILVER SPRING WAY
City	OCEANSIDE
State	CA
Zip	92057-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 70 TR 014295
Legal Subdivision	RIVER RANCH SOUTH
Legal Tract	014295
Legal Block	2
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2021
Census Tract	18521

Owner

Source: San Diego County records · APN 158-750-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4321 SILVER SPRING WAY, OCEANSIDE, CA 92057-6521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2003 · Amount on Record
Deed Sale	Feb 27, 2003 · Amount on Record
Prior Sale	Dec 06, 2002 · Amount on Record
Deed Document Number	2003222261
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4321 SILVER SPRING WAY, OCEANSIDE, CA 92057-6521
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000382040
Date	Jul 16, 2020
Instrument	2020-0382040

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$582,384 (+2%) Land $221,583 Building $360,801
2025	$6,341.00 (+5.24%) Homeowner's exemption	$570,966 (+4.04%) Land $217,239 Building $353,727
2023	$6,025.00 (+1.55%) Homeowner's exemption	$548,797 Land $208,804 Building $339,993
2022	$5,933.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

Based on FCC filings for 829 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OCEANSIDE serves 174,340 people
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.