4324 S James Ave, Independence, MO 64055 Property Records

Jackson County property record for 4324 S James Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1960
Lot Size	0.183 acres (7,959 sqft)
Owner	Individual Name on Record
Last Sale	$113,700 (Nov 2018)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	May 2023 Sale Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-10`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-10`
Alternative APNs	`33-520-10-10-00-0-00-000` `33520101000000001` `881316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	600 sqft
Unfinished Basement	264 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,959 sqft (0.183 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881316
Street Address	4324 S JAMES AVE
City	INDEPENDENCE
State	MO
Zip	64055-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 48
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	48
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4324 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Beneficiary Deed, Transfer
Nov 1, 2018	Warranty Deed, Transfer LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	2018E95246
Last Transfer Date	Apr 28, 2023
Transfer Doc	00E0030070
Record Updated	Oct 29, 2026

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	May 1, 2023
Property Address	4324 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Document Number	00E0030070
Instrument Date	Apr 28, 2023
Instrument	2023E0030070
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4324 S JAMES AVE, INDEPENDENCE, MO 64055-4731

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 1, 2018
Property Address	4324 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Document Number	0000E95246
Instrument Date	Oct 29, 2018
Instrument	95246E
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 S JAMES AVE INDEPENDENCE MO 640554731, INDEPENDENCE, MO 64055-4731

Mortgage

Document Number	E95247
Date	Nov 1, 2018
Instrument	95247E

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,864 (-) Land $3,906 Building $18,958	$120,340 (-)
2025	$1,634.00 (-11.29%)	$22,864 (-32.95%) Land $3,906 Building $18,958	$120,340 (-32.95%)
2024	$1,842.00 (-20.19%)
2023	$2,308.00	$34,099 Land $4,248 Building $29,851	$179,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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