4312 S James Ave, Independence, MO 64055 Property Records

Jackson County property record for 4312 S James Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 1960
Lot Size	0.204 acres (8,881 sqft)
Owner	Individual Name on Record
Tax Bill	$1,418 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-520-10-13`

Property Details

APN / Parcel Number

Primary APN	`33-520-10-13`
Alternative APNs	`33-520-10-13-00-0-00-000` `33520101300000001` `881319`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	687 sqft
Unfinished Basement	177 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,881 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	881319
Street Address	4312 S JAMES AVE
City	INDEPENDENCE
State	MO
Zip	64055-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS LOT 33
Legal Subdivision	HOLIDAY HILLS
Legal Block	1
Legal Lot Number	33
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4312 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Dec 4, 2025	Warranty Deed, Transfer · Line of Credit CROSSROADS MANAGEMENT GROUP LLC
Oct 20, 2025	Warranty Deed, Transfer · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026
Deed Sale	May 27, 2026
Prior Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	202639276
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 27, 2026
Property Address	4312 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Document Number	00E0039276
Instrument Date	May 26, 2026
Instrument	202639276
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 S JAMES AVE, INDEPENDENCE, MO 64055-4731

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 4, 2025
Property Address	4312 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Document Number	00E0089690
Instrument Date	Nov 17, 2025
Instrument	2025E0089690
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 S JAMES AVE, INDEPENDENCE, MO 64055-4731

Mortgage

Document Number	00E0089691
Date	Dec 4, 2025
Instrument	2025E0089691

Lender

Name	CROSSROADS MANAGEMENT GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 20, 2025
Property Address	4312 S JAMES AVE, INDEPENDENCE, MO 64055-4731
Document Number	00E0078002
Instrument Date	Oct 10, 2025
Instrument	2025E0078002
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 NW MOCK AVE, BLUE SPRINGS, MO 64015-3096

Mortgage

Document Number	00E0078003
Date	Oct 20, 2025
Instrument	2025E0078003

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,849 (-) Land $4,005 Building $15,844	$104,470 (-)
2025	$1,418.00 (-10.65%)	$19,849 (-13.37%) Land $4,005 Building $15,844	$104,470 (-13.37%)
2024	$1,587.00 (+2.32%)
2023	$1,551.00	$22,912 Land $4,087 Building $18,825	$120,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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