4324 Hess Rd, Ardmore, OK 73401 Property Records

Carter County property record for 4324 Hess Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,654 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on File
Last Sale	$165,000 (Dec 2018)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Mar 2016 Mortgage Apr 2006 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12044`

Property Details

APN / Parcel Number

Primary APN	`12044`
Alternative APN	`1990-34-04S-01E-2-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,654 sqft Living Area
1st Floor Area	1,894 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	336 sqft
Porch	Slab
Porch Area	80 sqft
Deck Area	250 sqft
Patio Area	616 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12044
Street Address	4324 HESS RD
City	ARDMORE
State	OK
Zip	73401-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E/2 SW SE NW-34 04S 01E
Legal Range	01E
Legal Township	04S
Legal Section	34
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	4S
Legal Lot Number	1E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1015
Census Tract	892502

Owner

4324 Hess Rd is held in a trust since December 2018.

Source: Carter County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	99 OVERLAND ROUTE ST, ARDMORE, OK 73401-2915
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage MTC FCU
Apr 28, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE CORP
Dec 4, 2018	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Document Number	201813596
Deed Book / Page	6642 / 194
Record Updated	Oct 29, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4324 HESS RD, ARDMORE, OK 73401-9390
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006227/296
Date	Mar 30, 2016
Book Page	6227/296
Instrument	2016-003918

Lender

Name	MTC FCU
Type	Credit Union
Address	GREENVILLE, SC 29602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2031

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4324 HESS RD, ARDMORE, OK 73401-9390
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004462/135
Date	Apr 28, 2006
Book Page	4462/135
Instrument	2006-005167

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2031

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 4, 2018
Property Address	4324 HESS RD, ARDMORE, OK 73401-9390
Document Number	006642/194
Book / Page	6642 / 194
Instrument Date	Nov 30, 2018
Instrument	2018-013596
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transaction

Amount	Amount on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OVENAND RD, ARDMORE, OK 73401

Tax Assessment & Valuation

The 2025 property tax bill for 4324 Hess Rd was $2,673.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,963 (+6.26%) Land $7,643 Building $23,320	$258,021 (-31.97%) Land $63,695 Building $194,326
2025	$2,673.00 (-0.04%)	$29,140 (+5%) Land $7,279 Building $21,861	$379,260 (+13.26%) Land $80,000 Building $299,260
2024	$2,674.00 (+10.36%)	$27,753 (+5%) Land $6,933 Building $20,820	$334,863 (+6.87%) Land $80,000 Building $254,863
2023	$2,423.00	$26,431 Land $6,649 Building $19,782	$313,326 Land $80,000 Building $233,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4324 Hess Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 Hess Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100

May also be available: 360 Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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