4311 Hess Rd, Ardmore, OK 73401 Property Records

Carter County property record for 4311 Hess Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,892 sqft · built 2003
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Jul 2011)
Tax Bill	$3,715 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`59275`

Property Details

APN / Parcel Number

Primary APN	`59275`
Alternative APN	`0945-00-003-005-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,892 sqft Living Area
Gross Area	12 sqft
1st Floor Area	2,892 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Mixed
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Patio Area	658 sqft
Shed	1 Shed
Shed Area	2,448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59275
Street Address	4311 HESS RD
City	ARDMORE
State	OK
Zip	73401-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAINVIEW ESTATES #2, BLK 3 LOT 5 PT BEG SE/C OF SAID LOT; N 286; W 91.50; N 40; N21.5238W 99.82; W 156; S 110; C/LEFT RADIUS
Legal Range	01E
Legal Township	04S
Legal Section	34
Legal Subdivision	PLAINVIEW ESTATES #2
Legal Block	3
Legal Lot Number	5
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1015
Census Tract	892502

Owner

4311 Hess Rd is owned and occupied by two individuals who bought it in July 2011.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 W BROADWAY ST, ARDMORE, OK 73401-2839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 3, 2022	Deed of Trust, Mortgage GREAT OAKS BANK
Apr 2, 2012	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
	Deed of Trust, Mortgage
Jul 13, 2011	Joint Tenancy Deed, Transfer
Jul 13, 2011	Joint Tenancy Deed, Transfer
May 2, 2005	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2011 · Amount on File
Deed Sale	Jul 13, 2011 · Amount on File
Prior Sale	Jul 13, 2011 · Amount on File
Deed Document Number	20118355
Deed Book / Page	5350 / 198
Prior Transfer Date	Jul 11, 2011
Prior Transfer Doc	005350/197
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006525/120
Date	Mar 27, 2018
Book Page	6525/120
Instrument	2018-003201

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007306/289
Date	Nov 3, 2022
Book Page	7306/289
Instrument	I-2022-012598

Lender

Name	GREAT OAKS BANK
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Amount	Amount on Record

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005485/017
Date	Apr 2, 2012
Book Page	5485/017
Instrument	2012-004328

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 25, 2017

Interest

Rate Type	Adjustable Rate

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Jul 13, 2011
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Document Number	005350/197
Book / Page	5350 / 197
Instrument Date	Jul 11, 2011
Instrument	2011-008354
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

July 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Jul 13, 2011
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Document Number	005350/198
Book / Page	5350 / 198
Instrument Date	Jul 11, 2011
Instrument	2011-008355
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 2, 2005
Property Address	4311 HESS RD, ARDMORE, OK 73401-9390
Document Number	004292/188
Book / Page	4292 / 188
Instrument Date	Apr 27, 2005
Instrument	2005-004849
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 W TECUMSEH RD, NORMAN, OK 73069-8301

Mortgage

Document Number	2005004850
Date	May 2, 2005
Instrument	2005-004850

Lender

Name	BARRETT FINANCIAL SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	May 1, 2036

Interest

Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 4311 Hess Rd was $3,715 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,732 (+3%) Land $3,284 Building $39,448	$356,106 (-28.82%) Land $27,370 Building $328,736
2025	$3,715.00 Homeowner's exemption	$41,489 (+3%) Land $3,189 Building $38,300	$500,323 (+17.29%) Land $40,000 Building $460,323
2024	$3,715.00 (+6.36%) Homeowner's exemption	$40,280 (+3%) Land $3,096 Building $37,184	$426,557 (+8.64%) Land $40,000 Building $386,557
2023	$3,493.00 Homeowner's exemption	$39,107 Land $2,913 Building $36,194	$392,618 Land $40,000 Building $352,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4311 Hess Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4311 Hess Rd is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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