4324 Hammersmith Dr, Clermont, FL 34711 Property Records

Lake County property record for 4324 Hammersmith Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1999
Lot Size	0.167 acres (7,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2024)
Tax Bill	$2,029 (2024)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-2310-000-77100`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-2310-000-77100`
Alternative APNs	`262304231000077100` `3783553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	2,541 sqft
1st Floor Area	1,878 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,251 sqft (0.167 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3783553
Street Address	4324 HAMMERSMITH DR
City	CLERMONT
State	FL
Zip	34711-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT WELLINGTON AT KINGS RIDGE PHASE III LOT 771 PB 40 PGS 42-43 ORB 6289 PG 1066
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT WELLINGTON AT KINGS RIDGE PHASE
Legal Tract	2310
Legal Block	1
Legal Lot Number	771
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1014
Census Tract	31308

Owner

Source: Lake County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3051 S ATLANTIC AVE, 1705, DAYTONA BEACH, FL 32118-6140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Jun 17, 1999 · Amount on Record
Deed Document Number	202421764
Deed Book / Page	6289 / 1066
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0058271403
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994

Mortgage

Document Number	0066791767
Date	Feb 9, 2026
Book Page	6679/1767
Instrument	2026016383

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 27, 2024
Property Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0062891066
Book / Page	6289 / 1066
Map Reference	MB 40 PG 42
Instrument Date	Feb 23, 2024
Instrument	2024021764
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 SUSQUEHANNA RD # RDC4, RDC4, FORT WASHINGTON, PA 19034-1757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 S ATLANTIC AVE APT 1705, 1705, DAYTONA BEACH SHORES, FL 32118-6140

Mortgage

Document Number	0062891068
Date	Feb 27, 2024
Instrument	6289/1068

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 2, 2021
Property Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0058271403
Book / Page	5827 / 1403
Map Reference	MB 40 PG 42&43
Instrument Date	Oct 18, 2021
Instrument	2021151699
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 2, 2021
Property Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0058271377
Book / Page	5827 / 1377
Map Reference	MB 40 PG 42&43
Instrument Date	Oct 18, 2021
Instrument	2021151697
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 HAMMERSMITH DR, CLERMONT, FL 34711-6994

Mortgage

Document Number	0058271381
Date	Nov 2, 2021
Instrument	5827/1381

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,934 (-) Land $100,000 Building $199,934	$299,934 (-) Land $100,000 Building $199,934
2025		$299,934 (+93.14%) Land $100,000 Building $199,934	$299,934 (-6.39%) Land $100,000 Building $199,934
2024	$2,029.00 (+2.53%)
2023	$1,979.00 (+3.61%) Homeowner's exemption	$155,290 (+3%)	$320,409 (+10.33%) Land $100,000 Building $220,409
2022	$1,910.00 Homeowner's exemption	$150,770	$290,409 Land $70,000 Building $220,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: CenturyLink, Utah Broadband, Verizon.

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