4318 Hammersmith Dr, Clermont, FL 34711 Property Records

Lake County property record for 4318 Hammersmith Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,879 sqft · built 1999
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,255 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-2310-000-76800`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-2310-000-76800`
Alternative APN	`3783550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3783550
Street Address	4318 HAMMERSMITH DR
City	CLERMONT
State	FL
Zip	34711-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT WELLINGTON AT KINGS RIDGE PHASE III LOT 768 PB 40 PGS 42-43 ORB 4215 PG 559 ORB 4807 PG 504
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	CLERMONT
Legal Phase	3
Legal Tract	2310
Legal Lot Number	768
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1014
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4318 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016
Deed Sale	Jul 7, 2016
Prior Sale	Feb 16, 1999 · Amount on Record
Deed Document Number	0004807504
Deed Book / Page	4215 / 0559
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	2012097655
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4318 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUNTRUST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 HAMMERSMITH DR, CLERMONT, FL 34711-6994

Mortgage

Document Number	0055850095
Date	Nov 18, 2020
Book Page	5585/95
Instrument	2020130001

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 25, 2017
Property Address	4318 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0048931919
Book / Page	004893 / 001919
Instrument Date	Jan 19, 2017
Instrument	8657
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2322 TWICKINGHAM CT CLERMONT FL 347116988, CLERMONT, FL 34711-6988

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,500 (+5.98%) Land $100,000 Building $88,500	$300,023 (-6.39%) Land $100,000 Building $200,023
2024	$2,255.00 (+2.64%)
2023	$2,197.00 (-3.39%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$177,860 (+3%)	$320,507 (+10.33%) Land $100,000 Building $220,507
2022	$2,274.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$172,680	$290,507 Land $70,000 Building $220,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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