4323 Watterson St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4323 Watterson St, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,275 sqft · built 1918
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$162,000 (Aug 2022)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0169-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0169-00`
Alternative APN	`0011765`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,579 sqft
1st Floor Area	552 sqft
2nd Floor Area	475 sqft
Upper Floors Area	475 sqft
Basement Area	552 sqft
Finished Basement	248 sqft
Unfinished Basement	304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4323 WATTERSON ST
City	CINCINNATI
State	OH
Zip	45227-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4323 WATTERSON AVE 45 X 125 LOT 33 JOHN J DITTGEN SUB
Legal Subdivision	JOHN J DITTGEN SUB
Legal Lot Number	33
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 145, POWELL, OH 43065-0145
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Fiduciary Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Nov 16, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jun 8, 1999 · Amount on Record
Deed Document Number	202278249
Deed Book / Page	14728 / 1328
Prior Transfer Date	Apr 22, 2005
Prior Transfer Doc	0000000193
Record Updated	Jun 8, 2026

August 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2022
Property Address	4323 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number	0000078249
Book / Page	14728 / 1328
Map Reference	MB 16 PG 69
Instrument Date	Aug 2, 2022
Instrument	2022-0078249
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 WATTERSON ST, CINCINNATI, OH 45227-2930

Mortgage

Document Number	0000078250
Date	Aug 11, 2022
Instrument	2022-0078250

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Nov 16, 2021
Property Address	4323 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number	0000138568
Book / Page	14545 / 2693
Map Reference	MB 16 PG 69
Instrument Date	Nov 2, 2021
Instrument	2021-0138568
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5781 KENNEDY AVE, CINCINNATI, OH 45213-2174

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+3.13%)	$56,701 (+%) Land $14,508 Building $42,193	$162,000 (-) Land $41,450 Building $120,550
2024	$3,391.00 (-2.22%)	$56,699 (-) Land $14,507 Building $42,192
2023	$3,468.00 (+74.27%)	$56,699 (+101.81%) Land $14,507 Building $42,192	$162,000 (+101.82%) Land $41,450 Building $120,550
2022	$1,990.00	$28,095 Land $7,151 Building $20,944
2020			$80,270 Land $20,430 Building $59,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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