4319 Watterson St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4319 Watterson St, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,407 sqft · built 1904
Lot Size0.13 acres (5,706 sqft)
OwnerOwner Name on Record
Last Sale$75,000 (Jul 2002)
Tax Bill$2,689 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN037-0001-0170-00

Property Details

APN / Parcel Number

Primary APN037-0001-0170-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,407 sqft Living Area
1st Floor Area731 sqft
2nd Floor Area676 sqft
Basement Area731 sqft

Exterior

Year BuiltBuilt 1904
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,706 sqft (0.13 acres)
Lot Dimensions125 ft deep x 45 ft wide
Garage TypeDetached
Garage Area140 sqft
PorchPorch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4319 WATTERSON ST
CityCINCINNATI
StateOH
Zip45227-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4319 WATTERSON AVE 45 X 125 LOT 34 JOHN J DITTGEN SUB
Legal SubdivisionJOHN J DITTGEN SUB
Legal Lot Number34
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4013
Census Tract5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4319 WATTERSON ST, CINCINNATI, OH 45227-2930
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 29, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2002 · Amount on Record
Deed SaleJul 22, 2002 · Amount on Record
Deed Document Number976215
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4319 WATTERSON ST, CINCINNATI, OH 45227-2930
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004032
DateJan 12, 2022
Book Page14582/426
Instrument2022-0004032
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4319 WATTERSON ST, CINCINNATI, OH 45227-2930
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063579
DateMay 21, 2021
Book Page14423/1746
Instrument2021-0063579
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4319 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number0000096620
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4319 WATTERSON ST CINCINNATI OH 452272930, CINCINNATI, OH 45227-2930

Mortgage

Document Number0000096620
DateNov 5, 2019
Book Page014038/000984
Instrument96620
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,689.00 (+2.91%) Homeowner's exemption$53,704 (+%) Land $14,507 Building $39,197
2024$2,613.00 (-4%) Homeowner's exemption$53,703 (-) Land $14,507 Building $39,196
2023$2,722.00 (+68.23%) Homeowner's exemption$53,703 (+65.46%) Land $14,507 Building $39,196$153,440 (+65.47%) Land $41,450 Building $111,990
2022$1,618.00 Homeowner's exemption$32,456 Land $7,151 Building $25,305
2020$92,730 Land $20,430 Building $72,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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