4323 Melissa Dr, Laredo, TX 78046 Property Records

Webb County property record for 4323 Melissa Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 2018
Lot Size	0.106 acres (4,627 sqft)
Owner	Individual Name on Record
Last Sale	$208,157 (Jul 2025)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-23001-290`

Property Details

APN / Parcel Number

Primary APN	`953-23001-290`
Alternative APN	`578246`

Interior

Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,627 sqft (0.106 acres)
Porch	Open Porch
Porch Area	344 sqft

Location & Zoning

Street Address	4323 MELISSA DR
City	LAREDO
State	TX
Zip	78046-5770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 1, LOT 29, PHASE VIII
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	VIII
Legal Block	1
Legal Lot Number	29
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1008
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4323 MELISSA DR, LAREDO, TX 78046-5770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Vendor's Lien, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Mar 28, 2018	Deed of Trust, Mortgage · Construction Mortgage A&C LAND HOLDINGS LLC
Nov 12, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	20251561386
Deed Book / Page	5860 / 313
Prior Transfer Date	Oct 18, 2018
Prior Transfer Doc	004495/156
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 1, 2025
Property Address	4323 MELISSA DR, LAREDO, TX 78046-5770
Document Number	005860/313
Book / Page	5860 / 313
Map Reference	VOL 35 PG 14
Instrument Date	Jun 30, 2025
Instrument	1561386
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 MELISSA DR, LAREDO, TX 78046-5770

Mortgage

Document Number	0001561387
Date	Jul 1, 2025
Instrument	1561387

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4323 MELISSA DR, LAREDO, TX 78046-5770
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4392/223
Date	Mar 28, 2018
Book Page	4392/223
Instrument	1324707

Lender

Name	A&C LAND HOLDINGS LLC
Type	Non-Lending Institution
Address	LAREDO, TX 78045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Nov 12, 2020
Property Address	4323 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004901/263
Book / Page	4901 / 263
Map Reference	VOL 35 PG 14&15
Instrument Date	Nov 5, 2020
Instrument	1410242
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 MELISSA DR, LAREDO, TX 78046-5770
Investor	Possibly a Property Investor

Mortgage

Document Number	0001410243
Date	Nov 12, 2020
Instrument	1410243

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2049

October 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 19, 2018
Property Address	4323 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004495/156
Book / Page	4495 / 156
Map Reference	VOL 35 PG 14&15
Instrument Date	Oct 18, 2018
Instrument	1342629
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3302 CHACOTA ST # ST12B, 3302, LAREDO, TX 78046-7025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 MELISSA DR, LAREDO, TX 78046-5770

Mortgage

Document Number	0001342630
Date	Oct 19, 2018
Instrument	1342630

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,141 (-0.48%) Land $51,082 Building $159,059	$210,141 (-0.48%) Land $51,082 Building $159,059
2025	$1,068.00 (+4.81%)	$211,157 (+11.65%) Land $51,082 Building $160,075	$211,157 (+11.65%) Land $51,082 Building $160,075
2024	$1,019.00 (-18.8%)
2023		$189,117 Land $29,798 Building $159,319	$189,117 Land $29,798 Building $159,319
2022	$1,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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