4321 Melissa Dr, Laredo, TX 78046 Property Records

Webb County property record for 4321 Melissa Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 2017
Lot Size	0.106 acres (4,616 sqft)
Owner	Individual Name on File
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`953-23001-280`

Property Details

APN / Parcel Number

Primary APN	`953-23001-280`
Alternative APN	`578244`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,616 sqft (0.106 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	116 sqft

Location & Zoning

Street Address	4321 MELISSA DR
City	LAREDO
State	TX
Zip	78046-5770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 1, LOT 28, PHASE VIII
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	VIII
Legal Block	1
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1008
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4321 MELISSA DR, LAREDO, TX 78046-5770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 5, 2018	Vendor's Lien, Subdivision Related Transfer · VA Mortgage AMCAP MORTGAGE LTD
Dec 21, 2017	Warranty Deed, Transfer
Jan 9, 2018	Warranty Deed, Transfer
Jan 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023
Deed Sale	Jul 25, 2023
Prior Sale	Apr 20, 2021 · Amount on File
Deed Document Number	20231505998
Deed Book / Page	5503 / 8
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0001425945
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4321 MELISSA DR, LAREDO, TX 78046-5770
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	TRANSFER NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5157/330
Date	Nov 19, 2021
Book Page	5157/330
Instrument	1449368

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 5, 2018
Property Address	4321 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004351/194
Book / Page	4351 / 194
Map Reference	VOL 35 PG 14-15
Instrument Date	Dec 22, 2017
Instrument	1317317
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 MELISSA DR, LAREDO, TX 78046-5770

Mortgage

Document Number	0001317318
Date	Jan 5, 2018
Instrument	1317318

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 21, 2017
Property Address	4321 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004345/483
Book / Page	4345 / 483
Map Reference	VOL 35 PG 14-15
Instrument Date	Dec 21, 2017
Instrument	1316341
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, 3301, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jan 9, 2018
Property Address	4321 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004352/466
Book / Page	4352 / 466
Map Reference	VOL 35 PG 14-15
Instrument Date	Dec 21, 2017
Instrument	1317537
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, 3301, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jan 5, 2018
Property Address	4321 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004351/548
Book / Page	4351 / 548
Map Reference	VOL 35 PG 14&15
Instrument Date	Dec 21, 2017
Instrument	1317396
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, 3301, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,379 (-0.48%) Land $50,961 Building $161,418	$212,379 (-0.48%) Land $50,961 Building $161,418
2025	$1,019.00 (-20.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,413 (+10.95%) Land $50,961 Building $162,452	$213,413 (+10.95%) Land $50,961 Building $162,452
2024	$1,275.00 (+13.23%)
2023		$192,354 Land $29,727 Building $162,627	$192,354 Land $29,727 Building $162,627
2022	$1,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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