4322 River Rd, Richmond, TX 77469 Property Records

Fort Bend County property record for 4322 River Rd, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,813 sqft · built 2019
Lot Size	0.144 acres (6,281 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R487392`

Property Details

APN / Parcel Number

Primary APN	`R487392`
Alternative APN	`7620-05-004-0020-901`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	6,281 sqft (0.144 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R487392
Street Address	4322 RIVER RD
City	RICHMOND
State	TX
Zip	77469-2692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD VILLAGE SEC 5, BLOCK 4, LOT 2, AMENDING PLAT
Legal Subdivision	RIVERWOOD VILLAGE SEC 5
Legal Block	4
Legal Lot Number	2
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	2
Census Block	2004
Census Tract	675000

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4322 RIVER RD, RICHMOND, TX 77469-2692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
May 6, 2020	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020
Deed Sale	May 6, 2020
Deed Document Number	2020051434
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4322 RIVER RD, RICHMOND, TX 77469-2692
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 RIVER RD, RICHMOND, TX 77469-2692

Mortgage

Document Number	0000013483
Date	Feb 14, 2024
Instrument	2024013483

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	May 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4322 RIVER RD, RICHMOND, TX 77469-2692
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 RIVER RD, RICHMOND, TX 77469-2692

Mortgage

Document Number	0000039140
Date	May 1, 2023
Instrument	2023039140

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	May 6, 2020
Property Address	4322 RIVER RD, RICHMOND, TX 77469-2692
Document Number	0000051434
Instrument Date	Apr 30, 2020
Instrument	51434
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	CROWN TITLE COMPANY, CROWN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 RIVER RD RICHMOND TX 77469, RICHMOND, TX 77469

Mortgage

Document Number	51435
Date	May 6, 2020
Instrument	51435

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Mortgage

Document Number	51436,
Date	May 6, 2020
Instrument	51436

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00 (-43.08%) Homeowner's exemption	$283,814 (+5.82%) Land $27,238 Building $256,576	$283,814 (+2.16%) Land $27,238 Building $256,576
2024	$2,289.00 (+82.54%) Homeowner's exemption	$268,208 (+1%) Land $27,238 Building $250,582	$277,820 (-2.18%) Land $27,238 Building $250,582
2023	$1,254.00 Homeowner's exemption	$243,826 Land $20,952 Building $263,072	$284,024 Land $20,952 Building $263,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 15 claims Severe Storms And Flooding, Jun 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 19 serves 1,479 people · EPA ID TX0790155
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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