4318 River Rd, Richmond, TX 77469 Property Records

Fort Bend County property record for 4318 River Rd, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,714 sqft · built 2019
Lot Size	0.148 acres (6,461 sqft)
Owner	2 Individual Names on File
Last Sale	$189,100 (Jul 2020)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R487391`

Property Details

APN / Parcel Number

Primary APN	`R487391`
Alternative APN	`7620-05-004-0010-901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	1,714 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,461 sqft (0.148 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4318 RIVER RD
City	RICHMOND
State	TX
Zip	77469-2692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD VILLAGE SEC 5, BLOCK 4, LOT 1, AMENDING PLAT
Legal Subdivision	RIVERWOOD VILLAGE SEC 5
Legal Block	4
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	2
Census Block	2004
Census Tract	675000

Owner

4318 River Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Fort Bend County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4318 RIVER RD, RICHMOND, TX 77469-2692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Deed Document Number	202084993
Prior Transfer Date	Jun 29, 2020
Prior Transfer Doc	0000084993
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	May 12, 2026
Property Address	4318 RIVER RD, RICHMOND, TX 77469-2692
Document Number	0000047686
Instrument Date	Apr 13, 2026
Instrument	202647686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 RIVER RD, RICHMOND, TX 77469-2692

Mortgage

Document Number	0000047686,
Date	May 12, 2026
Instrument	202647686

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	290 Months
Due	Jul 1, 2050

Interest

Rate	6.11%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4318 RIVER RD, RICHMOND, TX 77469-2692
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 RIVER RD, RICHMOND, TX 77469-2692

Mortgage

Document Number	0000064897
Date	Jul 11, 2023
Instrument	2023064897

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jul 10, 2020
Property Address	4318 RIVER RD, RICHMOND, TX 77469-2692
Document Number	0000084993
Instrument Date	Jun 29, 2020
Instrument	84993
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	CROWN TITLE COMPANY, CROWN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 RIVER RD RICHMOND TX 774692692, RICHMOND, TX 77469-2692

Mortgage

Document Number	84994
Date	Jul 10, 2020
Instrument	84994

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4318 River Rd was $2,450 with a homeowner's exemption, down 44.1% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00 (-44.13%) Homeowner's exemption	$273,260 (+5.42%) Land $27,238 Building $246,022	$273,260 (+2.06%) Land $27,238 Building $246,022
2024	$4,385.00 (+1.04%) Homeowner's exemption	$259,206 (-5.17%) Land $27,238 Building $240,511	$267,749 (-2.05%) Land $27,238 Building $240,511
2023	$4,340.00	$273,344 Land $20,952 Building $252,392	$273,344 Land $20,952 Building $252,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4318 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 15 claims Severe Storms And Flooding, Jun 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4318 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 19 serves 1,479 people · EPA ID TX0790155
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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