4322 Emerald Vista, Lake Worth, FL 33461 Property Records

Palm Beach County property record for 4322 Emerald Vista, Lake Worth, FL 33461

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,674 sqft · built 2006
Lot Size	0.049 acres (2,134 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Sep 2023)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Transfer + 5 more
Flood Zone	Zone AE (high risk)
APN	`00-43-44-30-20-000-0380`

Property Details

APN / Parcel Number

Primary APN	`00-43-44-30-20-000-0380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,674 sqft Living Area
1st Floor Area	665 sqft
Upper Floors Area	1,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	2,134 sqft (0.049 acres)
Garage Type	Attached
Garage Area	273 sqft
Porch	Finished Screened Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4322 EMERALD VIS
City	LAKE WORTH
State	FL
Zip	33461-5384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	EMERALD LAKE TOWNHOMES LT 38
Legal Range	43E
Legal Township	44S
Legal Section	30
Legal Subdivision	EMERALD LAKE TOWNHOMES
Legal Lot Number	38
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	4
Census Block	4004
Census Tract	4904

Owner

4322 Emerald Vista, a townhouse, is owned and occupied by two individuals who acquired it in January 2024.

Source: Palm Beach County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2026	Intrafamily Transfer, Transfer
Jan 17, 2024	Intrafamily Transfer, Transfer
Sep 20, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage BEELINE LOANS INC
Feb 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	2023325354
Deed Book / Page	34570 / 464
Last Transfer Date	Jan 15, 2024
Transfer Doc	0347781372
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	May 6, 2026
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0000164335
Book / Page	36500 / 1593
Instrument Date	Apr 30, 2026
Instrument	2026164335
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Mortgage

Document Number	0365001593,
Date	May 6, 2026
Book Page	36500/1593
Instrument	2026164335

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2053

Interest

Rate	6.46%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Jan 7, 2026
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0362361846
Book / Page	36236 / 1846
Map Reference	MB 105 PG 69
Instrument Date	Dec 23, 2025
Instrument	20260006224
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Jan 17, 2024
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0347781372
Book / Page	34778 / 1372
Map Reference	MB 105 PG 69
Instrument Date	Jan 12, 2024
Instrument	20240018055
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 20, 2023
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0345700464
Book / Page	34570 / 464
Map Reference	MB 105 PG 69
Instrument Date	Sep 8, 2023
Instrument	20230325354
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	ZING TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5509 WISHING STAR LN, GREENACRES, FL 33463-5930

Mortgage

Document Number	0034570468
Date	Sep 20, 2023
Instrument	34570/468

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Mortgage

Document Number	0342700678
Date	May 1, 2023
Book Page	34270/678
Instrument	20230142857

Lender

Name	BEELINE LOANS INC
Type	Mortgage Company
Address	PROVIDENCE, RI 02909

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Feb 18, 2021
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0322080357
Book / Page	32208 / 357
Map Reference	MB 105 PG 69
Instrument Date	Feb 11, 2021
Instrument	20210076271
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Mortgage

Document Number	0032208360
Date	Feb 18, 2021
Instrument	32208/360

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 30, 2018
Property Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0300220155
Book / Page	30022 / 0155
Map Reference	MB 105 PG 69
Instrument Date	Jul 12, 2018
Instrument	20180292722
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHEAST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 LORDS WAY, 41, NEW HYDE PARK, NY 11040-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 EMERALD VIS, LAKE WORTH, FL 33461-5384

Mortgage

Document Number	20180292723
Date	Jul 30, 2018
Instrument	20180292723

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4322 Emerald Vista was $4,870, down 13.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,870.00 (-13.38%)	$307,000	$307,000 Building $307,000
2024	$5,622.00 (+81.59%)
2023	$3,096.00 (+1.14%) Homeowner's exemption	$197,938 (+3%)	$296,000 (+21.1%) Building $296,000
2022	$3,061.00 Homeowner's exemption	$192,173	$244,430 Building $244,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4322 Emerald Vista in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4322 Emerald Vista is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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