4318 Emerald Vista, Lake Worth, FL 33461 Property Records

Palm Beach County property record for 4318 Emerald Vista, Lake Worth, FL 33461

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,589 sqft · built 2006
Lot Size	0.051 acres (2,226 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (May 2020)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00-43-44-30-20-000-0400`

Property Details

APN / Parcel Number

Primary APN	`00-43-44-30-20-000-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,589 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	622 sqft
Upper Floors Area	967 sqft

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	2,226 sqft (0.051 acres)
Garage Area	273 sqft
Porch	Open Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	4318 EMERALD VIS
City	LAKE WORTH
State	FL
Zip	33461-5384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	EMERALD LAKE TOWNHOMES LT 40
Legal Range	43E
Legal Township	44S
Legal Section	30
Legal Subdivision	EMERALD LAKE TOWNHOMES
Legal Lot Number	40
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	4
Census Block	4004
Census Tract	4904

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4318 EMERALD VIS, LAKE WORTH BEACH, FL 33461-5384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 28, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Jan 12, 2007 · Amount on Record
Deed Document Number	20200183160
Deed Book / Page	31455 / 440
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4318 EMERALD VIS, LAKE WORTH, FL 33461-5384
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 EMERALD VIS, LAKE WORTH, FL 33461-5384

Mortgage

Document Number	0346791758
Date	Nov 21, 2023
Book Page	34679/1758
Instrument	20230396023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 28, 2020
Property Address	4318 EMERALD VIS, LAKE WORTH, FL 33461-5384
Document Number	0314550440
Book / Page	31455 / 440
Map Reference	MB 105 PG 69
Instrument Date	May 18, 2020
Instrument	20200183160
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	EQUITY LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11111 RAMP CREEK LN, 11111, SUGAR LAND, TX 77498-7069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 EMERALD VIS, LAKE WORTH, FL 33461-5384

Mortgage

Document Number	0031455442
Date	May 28, 2020
Instrument	31455/442

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00 (+6.24%) Homeowner's exemption	$214,764 (+5.99%)	$307,000 (+3.72%) Building $307,000
2023	$3,174.00 (+1.15%) Homeowner's exemption	$202,632 (+3%)	$296,000 (+21.1%) Building $296,000
2022	$3,138.00 Homeowner's exemption	$196,730	$244,430 Building $244,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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