4322 28th St, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4322 28th St, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,489 sqft · built 1918
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2022)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-0003-0105-00`

Property Details

APN / Parcel Number

Primary APN	`049-0003-0105-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,006 sqft
Attic	Attic
Attic Area	483 sqft
Basement Area	1,006 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4322 28TH ST
City	CINCINNATI
State	OH
Zip	45209-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4322 28TH ST 40 X 140 LOT 645 THE OAKLEY PK SUB
Legal Subdivision	THE OAKLEY PARK SUB
Legal Lot Number	645
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	9902

Owner

4322 28th St is owned and occupied by an individual who bought it in August 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4322 28TH ST, CINCINNATI, OH 45209-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Jul 27, 2015 · Amount on File
Deed Document Number	2022-0082078
Deed Book / Page	14738 / 28
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 25, 2022
Property Address	4322 28TH ST, CINCINNATI, OH 45209-1606
Document Number	0000082078
Book / Page	14738 / 28
Map Reference	MB 17 PG 29
Instrument Date	Jul 28, 2022
Instrument	2022-0082078
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 28TH ST, CINCINNATI, OH 45209-1606

Mortgage

Document Number	0000082079
Date	Aug 25, 2022
Instrument	2022-0082079

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4322 28th St was $6,902, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,902.00 (+3%)	$112,000 (+%) Land $38,797 Building $73,203
2024	$6,701.00 (-2.12%)	$111,999 (-) Land $38,797 Building $73,202
2023	$6,846.00 (+17.47%)	$111,999 (+30.97%) Land $38,797 Building $73,202	$320,000 Land $110,850 Building $209,150
2022	$5,828.00 Homeowner's exemption	$85,513 Land $23,272 Building $62,241
2020			$244,320 Land $66,490 Building $177,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4322 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4322 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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