Hamilton County property record for 4315 28th St, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 1916 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Apr 2007) |
| Tax Bill | $5,090 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-0003-0112-00 |
| Primary APN | 049-0003-0112-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| Gross Area | 2,134 sqft |
| 1st Floor Area | 838 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4315 28TH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM20 |
| Legal Description | 4315 28TH ST 40 X 140 LOT 656 OAKLEY PK SUB PLAT A |
| Legal Subdivision | OAKLEY PK SUB |
| Legal Lot Number | 656 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5200 |
4315 28th St is owned and occupied by an individual who acquired it in June 2009.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4315 28TH ST, CINCINNATI, OH 45209-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2007 · Amount on File |
| Deed Sale | Apr 6, 2007 · Amount on File |
| Deed Document Number | 200749188 |
| Deed Book / Page | 10516 / 845 |
| Last Transfer Date | Jun 1, 2009 |
| Transfer Doc | 0000000941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4315 28TH ST, CINCINNATI, OH 45209-1605 |
| Document Number | 0000096049 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | CINCINNATUS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4315 28TH ST CINCINNATI OH 452091605, CINCINNATI, OH 45209-1605 |
| Document Number | 0000096049 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 014037/001276 |
| Instrument | 96049 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
The 2025 property tax bill for 4315 28th St was $5,090, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,090.00 (+0.14%) | $80,263 (+%) Land $38,798 Building $41,465 | $229,320 Land $110,850 Building $118,470 |
| 2024 | $5,083.00 (-0.18%) | $80,261 (-) Land $38,797 Building $41,464 | |
| 2023 | $5,092.00 (+4.32%) | $80,261 (+15.97%) Land $38,797 Building $41,464 | $229,320 Land $110,850 Building $118,470 |
| 2022 | $4,881.00 | $69,206 Land $23,272 Building $45,934 | |
| 2020 | $197,730 Land $66,490 Building $131,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4315 28th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4315 28th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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