Polk County property record for 4321 Orangewood Loop E, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,036 sqft · built 1973 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $102,000 (Jun 2001) |
| Tax Bill | $1,388 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-05-274640-000430 |
| Primary APN | 24-29-05-274640-000430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 2,036 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 593 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 591 sqft |
| Cooling System | Central |
|---|
| Street Address | 4321 ORANGEWOOD LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | ORANGEWOOD TERRACE UNIT #2 PB 58 PG 14 LOT 43 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | ORANGEWOOD TERRACE UNIT 02 |
| Legal Tract | 274640 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10603 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4321 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 11, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Apr 3, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2001 · Amount on Record |
| Deed Sale | Jun 13, 2001 · Amount on Record |
| Prior Sale | Dec 23, 1997 · Amount on Record |
| Deed Book / Page | 4724 / 1536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4321 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1853 |
| Document Number | 0110611618 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4321 ORANGEWOOD LOOP E LAKELAND FL 338131853, LAKELAND, FL 33813-1853 |
| Document Number | 0110611618 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 011061/001618 |
| Instrument | 255995 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4321 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1853 |
| Document Number | 0101172271 |
| Book / Page | 010117 / 002271 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4321 ORANGEWOOD LOOP E LAKELAND FL 338131853, LAKELAND, FL 33813-1853 |
| Document Number | 0101172271 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 010117/002271 |
| Instrument | 70382 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,366 (+2.7%) | $305,012 (+0.82%) Land $35,000 Building $270,012 | |
| 2025 | $1,388.00 (+7.68%) Homeowner's exemption | $120,123 (+5.99%) | $302,538 (+4.29%) Land $35,000 Building $267,538 |
| 2023 | $1,289.00 (+3.95%) Homeowner's exemption | $113,338 (+3%) | $290,097 (-2.13%) Land $34,000 Building $256,097 |
| 2022 | $1,240.00 Homeowner's exemption | $110,037 | $296,424 Land $32,000 Building $264,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2002–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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