Polk County property record for 4304 Orangewood Loop E, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,047 sqft · built 1974 |
| Lot Size | 0.243 acres (10,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Aug 2023) |
| Tax Bill | $2,864 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-05-274640-000540 |
| Primary APN | 24-29-05-274640-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 2,047 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,572 sqft (0.243 acres) |
| Lot Dimensions | 111 ft deep x 95 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 582 sqft |
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|
| Street Address | 4304 ORANGEWOOD LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | ORANGEWOOD TERRACE UNIT #2 PB 58 PG 14------TRACT A & ORANGEWOOD TERRACE UNIT NO 3 PB 60 PG 2 ------TRACT A |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | ORANGEWOOD TERRACE UNIT 02 |
| Legal Tract | A |
| Legal Block | 2 |
| Legal Lot Number | A |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10603 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 507 W BEACON RD, LAKELAND, FL 33803-2801 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2015 · Amount on Record |
| Deed Document Number | 2023201167 |
| Deed Book / Page | 12815 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 25, 2023 |
| Property Address | 4304 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1848 |
| Document Number | 0000201167 |
| Book / Page | 12815 / 468 |
| Map Reference | MB 58 PG 14 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023201167 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4304 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1848 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 507 W BEACON RD, LAKELAND, FL 33803-2801 |
| Document Number | 0012815470 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 12815/470 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4304 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1848 |
| Document Number | 0114510124 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4304 ORANGEWOOD LOOP E LAKELAND FL 338131848, LAKELAND, FL 33813-1848 |
| Document Number | 0114510124 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 011451/000124 |
| Instrument | 241064 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 9, 2040 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,864.00 (+11.14%) | $201,971 (+9.78%) | $323,561 (+6.4%) Land $35,000 Building $288,561 |
| 2023 | $2,577.00 (+3.08%) Homeowner's exemption | $183,976 (+3%) | $304,098 (-2.69%) Land $34,000 Building $270,098 |
| 2022 | $2,500.00 Homeowner's exemption | $178,617 | $312,509 Land $32,000 Building $280,509 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2002–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures