Manatee County property record for 4321 3rd Ave W, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,134 sqft · built 1984 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Aug 2026) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 23683-0000-6 |
| Primary APN | 23683-0000-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Sheathing |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,059 sqft (0.185 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 110 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4321 3RD AVE W |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-9591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOTS 1014,1015 PALMETTO POINT ADD PI#23683.0000/6 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 02 |
| Legal Subdivision | PALMETTO POINT ADDITION |
| Legal Tract | 02364600 |
| Legal Lot Number | 1014 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1404 |
Source: Manatee County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5004 COMMONWEALTH RD, PALMETTO, FL 34221-8769 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION |
| Sep 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Nov 26, 2014 · Amount on Record |
| Deed Document Number | 202698015 |
| Prior Transfer Date | Aug 20, 2026 |
| Prior Transfer Doc | 0000098015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 4321 3RD AVE W, PALMETTO, FL 34221-9591 |
| Document Number | 0000098015 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202698015 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,170.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5004 COMMONWEALTH RD, PALMETTO, FL 34221-8769 |
| Document Number | 0000098016, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202698016 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 4321 3RD AVE W, PALMETTO, FL 34221-9591 |
| Document Number | 0000108115 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026108115 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5004 COMMONWEALTH RD, PALMETTO, FL 34221-8769 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,249 (+2.7%) | $207,260 (-) Land $59,925 Building $147,335 | |
| 2025 | $1,181.00 (+6.97%) Homeowner's exemption | $105,403 (+5.99%) | $207,260 (-8.87%) Land $59,925 Building $147,335 |
| 2024 | $1,104.00 (+3.47%) | ||
| 2023 | $1,067.00 (+4.51%) Homeowner's exemption | $99,449 (+3%) | $227,421 (+22.13%) Land $59,925 Building $167,496 |
| 2022 | $1,021.00 Homeowner's exemption | $96,552 | $186,215 Land $40,000 Building $146,215 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 242 (1981–2025) |
| Claims Outside the SFHA | 5 of 242 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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