4224 3rd Ave W, Palmetto, FL 34221 Property Records

Manatee County property record for 4224 3rd Ave W, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1981
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Jun 2015)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23652-0000-1`

Property Details

APN / Parcel Number

Primary APN	`23652-0000-1`
Alternative APN	`3417022365200001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4224 3RD AVE W
City	PALMETTO
State	FL
Zip	34221-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOTS 950,951,952 PALMETTO POINT ADD PI#23652.0000/1
Legal Range	17E
Legal Township	34S
Legal Section	02
Legal Subdivision	PALMETTO POINT ADDITION
Legal Tract	02364600
Legal Lot Number	950
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1030
Census Tract	1404

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4224 3RD AVE W, PALMETTO, FL 34221-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on Record
Deed Sale	Jun 2, 2015 · Amount on Record
Prior Sale	Aug 3, 2000 · Amount on Record
Deed Document Number	20153395945
Deed Book / Page	2571 / 6265
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4224 3RD AVE W, PALMETTO, FL 34221-9517
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 3RD AVE W, PALMETTO, FL 34221-9517
Investor	Possibly a Property Investor

Mortgage

Document Number	0041055501
Date	Apr 26, 2022
Instrument	202241055501

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,386 (+2.7%)	$293,960 (-1.95%) Land $74,906 Building $219,054
2025	$2,081.00 (+6.72%) Homeowner's exemption	$168,828 (+5.99%)	$299,801 (-10.01%) Land $74,906 Building $224,895
2024	$1,950.00 (+2.2%)
2023	$1,908.00 (+3.47%) Homeowner's exemption	$159,291 (+3%)	$333,159 (+22.27%) Land $74,906 Building $258,253
2022	$1,844.00 Homeowner's exemption	$154,651	$272,476 Land $52,500 Building $219,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 344 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	344 in force
Nearby Flood Claims	242 (1981–2025)
Claims Outside the SFHA	5 of 242
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 159 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20