4320 Packingham Dr, Mobile, AL 36609 Property Records

Mobile County property record for 4320 Packingham Dr, Mobile, AL 36609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,624 sqft · built 1992
OwnerIndividual Name on File
Last Sale$227,000 (Nov 2023)
Tax Bill$1,351 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022808382001032

Property Details

APN / Parcel Number

Primary APNR022808382001032
Alternative APNs
  • 28 08 38 2 001 032.XXX
  • 00606927
  • 606927

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area208 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number606927
Old Parcel NumberR022808382001032
Street Address4320 PACKINGHAM DR
CityMOBILE
StateAL
Zip36609-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 8 3RD UNIT JACKSON HGTS MBK 4 P 578 #SEC 38 T4S R2W #MP28 08 38 2 001
Legal Range02W
Legal Township04S
Legal Section38
Legal SubdivisionJACKSON HGTS
Legal Block8
Legal Lot Number8
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group2
Census Block2005
Census Tract3203

Owner

4320 Packingham Dr is owned and occupied by an individual who bought it in November 2023.

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4320 PACKINGHAM DR, MOBILE, AL 36609-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Warranty Deed, Transfer · FHA Mortgage
NFM INC
Mar 4, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 9, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023 · Amount on File
Deed SaleNov 7, 2023 · Amount on File
Prior SaleMar 9, 2021 · Amount on File
Deed Document Number2023065811
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateNov 7, 2023
Property Address4320 PACKINGHAM DR, MOBILE, AL 36609-2431
Document Number0000065811
Map ReferenceMB 4 PG 578-581
Instrument DateNov 3, 2023
Instrument2023065811
Transaction TypeTransfer
Record UpdatedNov 23, 2023
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4320 PACKINGHAM DR, MOBILE, AL 36609-2431

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 PACKINGHAM DR, MOBILE, AL 36609-2431

Mortgage

Document Number0000065812
DateNov 7, 2023
Instrument2023065812
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4320 PACKINGHAM DR, MOBILE, AL 36609-2431
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013326
DateMar 4, 2020
Instrument2020013326
Lender
NameREGIONS BANK
TypeBank
AddressMOBILE, AL 36609
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 14, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 9, 2021
Property Address4320 PACKINGHAM DR, MOBILE, AL 36609-2431
Document Number0000014382
Map ReferenceMB 4 PG 578-581
Instrument DateMar 4, 2021
Instrument2021014382
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyNOT AVAILABLE, GTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4320 PACKINGHAM DR, 4320, MOBILE, AL 36609-2431

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address533 KENSLEY AVE, FAIRHOPE, AL 36532-7147

Mortgage

Document Number0000014383
DateMar 9, 2021
Instrument2021014383
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueApr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Packingham Dr was $1,351, up 49.1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,351.00 (+49.12%)$21,110 (+28.48%) Land $3,500 Building $17,610$211,100 (+28.48%) Land $35,000 Building $176,100
2024$906.00 (-4.43%) Homeowner's exemption Senior Citizen's exemption$16,430 (-4.31%) Land $3,500 Building $12,930$164,300 (-4.31%) Land $35,000 Building $129,300
2023$948.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$17,170 Land $3,500 Building $13,670$171,700 Land $35,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4320 Packingham Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims43 (1979–2011)
Claims Outside the SFHA32 of 43
Most Recent ClaimOct 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Packingham Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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