Mobile County property record for 4305 Packingham Dr, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,338 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $134,761 (Apr 2014) |
| Tax Bill | $1,693 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808382002078 |
| Primary APN | R022808382002078 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,338 sqft Living Area |
| 1st Floor Area | 2,308 sqft |
| Upper Floors Area | 1,472 sqft |
| Basement Area | 1,472 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 608168 |
|---|---|
| Old Parcel Number | R022808382002078 |
| Street Address | 4305 PACKINGHAM DR |
| City | MOBILE |
| State | AL |
| Zip | 36609-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 4 THIRD UNIT JACKSON HEIGHTS MBK 4/578 #SEC 38 T4S R2W #MP28 08 38 2 002 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 38 |
| Legal Subdivision | JACKSON HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3203 |
4305 Packingham Dr is owned and occupied by an individual who acquired it in March 2016.
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4305 PACKINGHAM DR, MOBILE, AL 36609-2434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2014 · Amount on File |
| Deed Sale | Apr 2, 2014 · Amount on File |
| Prior Sale | Apr 2, 2014 · Amount on File |
| Deed Book / Page | 007134 / 001494 |
| Last Transfer Date | Mar 8, 2016 |
| Transfer Doc | 0000011387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4305 PACKINGHAM DR, MOBILE, AL 36609-2434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0000059027 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025059027 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4305 PACKINGHAM DR, MOBILE, AL 36609-2434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4305 PACKINGHAM DR, MOBILE, AL 36609-2434 |
| Document Number | 0000005054 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021005054 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 4305 Packingham Dr was $1,693 with a homeowner's exemption, up 7.3% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,693.00 (+7.29%) Homeowner's exemption | $29,580 (+14.87%) Land $3,500 Building $26,080 | $295,800 (+14.87%) Land $35,000 Building $260,800 |
| 2024 | $1,578.00 (-3.01%) Homeowner's exemption | $25,750 (-2.9%) Land $3,500 Building $22,250 | $257,500 (-2.9%) Land $35,000 Building $222,500 |
| 2023 | $1,627.00 Homeowner's exemption | $26,520 Land $3,500 Building $23,020 | $265,200 Land $35,000 Building $230,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4305 Packingham Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 43 (1979–2011) |
| Claims Outside the SFHA | 32 of 43 |
| Most Recent Claim | Oct 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4305 Packingham Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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