Catawba County property record for 4320 3rd St NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,915 sqft · built 1991 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 1995) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3715-17-10-6941 |
| Primary APN | 3715-17-10-6941 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,915 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Upper Floors Area | 1,360 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 440 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 184 ft deep x 106 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 480 sqft |
| Patio Area | 524 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4320 3RD ST NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 73 PL 20-299 |
| Legal Subdivision | MOORES FERRY PHASE 4 |
| Legal Lot Number | 73 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10502 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4320 3RD ST NW, HICKORY, NC 28601-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Sep 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1995 · Amount on Record |
| Deed Sale | Jun 1, 1995 · Amount on Record |
| Deed Book / Page | 1935 / 69 |
| Last Transfer Date | Jan 10, 2017 |
| Transfer Doc | 0033820249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4320 3RD ST NW, HICKORY, NC 28601-6903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034061702 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 03406/1702 |
| Instrument | 11431 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4320 3RD ST NW, HICKORY, NC 28601-6903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0034181262 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 03418/1262 |
| Instrument | 16210 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jan 20, 2017 |
| Property Address | 4320 3RD ST NW, HICKORY, NC 28601-6903 |
| Document Number | 0033820249 |
| Book / Page | 003382 / 000249 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 1087 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 3RD ST NW HICKORY NC 286016903, HICKORY, NC 28601-6903 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Hickory City |
| Unified School District | Hickory City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,300 (-) Land $48,500 Building $506,800 | ||
| 2025 | $2,213.00 (-53.3%) | $555,300 (-) Land $48,500 Building $506,800 | |
| 2024 | $4,739.00 | ||
| 2023 | $4,739.00 | $555,300 Land $48,500 Building $506,800 | $555,300 Land $48,500 Building $506,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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