Catawba County property record for 4225 3rd St NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,705 sqft · built 1994 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (May 2026) |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3715-17-10-0822 |
| Primary APN | 3715-17-10-0822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,705 sqft Living Area |
| 1st Floor Area | 2,528 sqft |
| Upper Floors Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 179 ft deep x 108 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 238 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4225 3RD ST NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-6902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 107 PLAT 20-299 |
| Legal Subdivision | MOORES FERRY PHASE 4 |
| Legal Lot Number | 107 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10502 |
4225 3rd St NW is owned and occupied by two individuals who bought it in May 2026.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY |
| May 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY |
| Dec 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Mar 18, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on File |
| Deed Sale | May 19, 2026 · Amount on File |
| Prior Sale | Dec 29, 2022 · Amount on File |
| Deed Document Number | 20269980 |
| Deed Book / Page | 4021 / 1316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 19, 2026 |
| Property Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0000009980 |
| Book / Page | 4021 / 1316 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20269980 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0000009981, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20269981 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 19, 2026 |
| Property Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0040211316 |
| Book / Page | 4021 / 1316 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20269980 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0000009981, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20269981 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 29, 2022 |
| Property Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0037870875 |
| Book / Page | 3787 / 875 |
| Map Reference | MB 20 PG 299 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 27035 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11887 W PINEWOOD RIVER LN, STAR, ID 83669-5983 |
| Name | Verified Name |
|---|---|
| Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0000027036 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 27036 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034970526 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 03497/0526 |
| Instrument | 04316 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 21, 2021 |
| Property Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0036731695 |
| Book / Page | 3673 / 1695 |
| Map Reference | MB 20 PG 299 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 17565 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 829 4TH AVENUE DR NW # NW829, 829, HICKORY, NC 28601-3560 |
| Name | Verified Name |
|---|---|
| Address | 4225 3RD ST NW, HICKORY, NC 28601-6902 |
| Document Number | 0000017566 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 17566 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 4225 3rd St NW was $2,270, down 53.3% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Hickory City |
| Unified School District | Hickory City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,600 (-) Land $46,800 Building $522,800 | ||
| 2025 | $2,270.00 (-53.3%) | $569,600 Land $46,800 Building $522,800 | |
| 2024 | $4,861.00 | ||
| 2023 | $4,861.00 | $430,600 Land $44,000 Building $386,600 | $569,600 Land $46,800 Building $522,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4225 3rd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4225 3rd St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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