Cleveland County property record for 432 Webb Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,116 sqft · built 2006 |
| Lot Size | 0.742 acres (32,346 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,722 (Jan 2010) |
| Tax Bill | $2,000 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 59538 |
| Primary APN | 59538 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,116 sqft Finished Area |
| Upper Floors Area | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 32,346 sqft (0.742 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1267882 |
|---|---|
| Street Address | 432 WEBB RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #20PB29-182 CRESTVIEW PH1 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 1 |
| Legal Lot Number | 168 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 951503 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 WEBB RD, SHELBY, NC 28152-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage ANGEL OAK HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2010 · Amount on Record |
| Deed Sale | Jan 11, 2010 · Amount on Record |
| Prior Sale | Apr 2, 2007 · Amount on Record |
| Deed Book / Page | 1589 / 1495 |
| Prior Transfer Date | Dec 22, 2009 |
| Prior Transfer Doc | 0015891495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 1, 2026 |
| Property Address | 432 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0200127824 |
| Book / Page | 1973 / 875 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026200127824 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 432 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0200127825, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026200127825 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 432 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0018151228 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 432 WEBB RD SHELBY NC 281529000, SHELBY, NC 28152-9000 |
| Document Number | 0018151228 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 001815/001228 |
| Instrument | 40633 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,000.00 (+2.04%) | $308,741 (-) Land $25,000 Building $283,741 | $308,741 (-) Land $25,000 Building $283,741 |
| 2025 | $1,960.00 | $308,741 (+56.17%) Land $25,000 Building $283,741 | $308,741 (+56.17%) Land $25,000 Building $283,741 |
| 2023 | $197,697 Land $22,500 Building $175,197 | $197,697 Land $22,500 Building $175,197 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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