Cleveland County property record for 428 Webb Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,116 sqft · built 2006 |
| Lot Size | 0.756 acres (32,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jul 2023) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59536 |
| Primary APN | 59536 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,116 sqft Finished Area |
| Upper Floors Area | 1,256 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,949 sqft (0.756 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1358089 |
|---|---|
| Street Address | 428 WEBB RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #18PB29-182 CRESTVIEW PH1 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 1 |
| Legal Lot Number | 166 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 951503 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Jul 27, 2023 | Warranty Deed, Transfer · VA Mortgage TRULIANT FCU |
| Jan 19, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 11, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Mar 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Oct 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 12, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Prior Sale | Sep 12, 2017 · Amount on Record |
| Deed Document Number | 2023200090136 |
| Deed Book / Page | 1903 / 975 |
| Prior Transfer Date | Oct 2, 2020 |
| Prior Transfer Doc | 0018222918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0200126743 |
| Book / Page | 1971 / 720 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026200126743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Investor | Possibly a Property Investor |
| Document Number | 0200126743, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1971/720 |
| Instrument | 2026200126743 |
| Name | UNITED TRUST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 27, 2023 |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0019030975 |
| Book / Page | 1903 / 975 |
| Map Reference | MB 29 PG 182 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 200090136 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1115 S LAFAYETTE ST, SHELBY, NC 28152-6707 |
| Name | Verified Name |
|---|
| Document Number | 0001903978 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 1903/978 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018622828 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 1862/2828 |
| Instrument | 200067245 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017930713 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 1793/0713 |
| Instrument | 200027201 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018090810 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 1809/810 |
| Instrument | 200037126 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 2, 2020 |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0018222918 |
| Book / Page | 001822 / 002918 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 44980 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 WEBB RD SHELBY NC 281529000, SHELBY, NC 28152-9000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 12, 2017 |
| Property Address | 428 WEBB RD, SHELBY, NC 28152-9000 |
| Document Number | 0017501172 |
| Book / Page | 001750 / 001172 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 4596 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 WEBB RD SHELBY NC 281529000, SHELBY, NC 28152-9000 |
| Document Number | 17501174 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 001750/001174 |
| Instrument | 4597 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2032 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,573 (-) Land $25,000 Building $277,573 | $302,573 (-) Land $25,000 Building $277,573 | |
| 2025 | $1,921.00 | $302,573 (+61.07%) Land $25,000 Building $277,573 | $302,573 (+61.07%) Land $25,000 Building $277,573 |
| 2023 | $187,853 (-) Land $22,500 Building $165,353 | $187,853 (-) Land $22,500 Building $165,353 | |
| 2022 | $187,853 Land $22,500 Building $165,353 | $187,853 Land $22,500 Building $165,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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