432 Waddell Way, Modesto, CA 95357 Property Records

Stanislaus County property record for 432 Waddell Way, Modesto, CA 95357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,454 sqft · built 1991
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jan 2021)
Tax Bill$4,213 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN079-016-046-000

Property Details

APN / Parcel Number

Primary APN079-016-046-000
Alternative APNs
  • 0791646000
  • 0791646

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,454 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address432 WADDELL WAY
CityMODESTO
StateCA
Zip95357-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRY CREEK MEADOWS NO. 10, BLK 2938, LOT 22
Legal SubdivisionDRY CRK MDWS 10
Legal Block2938
Legal Lot Number22
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2007
Census Tract2006

Owner

432 Waddell Way is owned and occupied by two individuals who bought it in January 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address432 WADDELL WAY, MODESTO, CA 95357-1343
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021 · Amount on File
Deed SaleJan 27, 2021 · Amount on File
Prior SaleSep 29, 2010 · Amount on File
Deed Document Number20218576
Prior Transfer DateJun 2, 2005
Prior Transfer Doc0000099857
Record UpdatedOct 29, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJan 27, 2021
Property Address432 WADDELL WAY, MODESTO, CA 95357-1343
Document Number0000008576
Map ReferenceVOL 33 PG 87
Instrument DateJan 23, 2021
Instrument2021-0008576
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address432 WADDELL WAY, MODESTO, CA 95357-1343

Mortgage

Document Number0000008577
DateJan 27, 2021
Instrument2021-0008577
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 432 Waddell Way was $4,213, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,213.00 (+1.62%)$386,424 (+2%) Land $115,927 Building $270,497
2025$4,146.00$378,848 Land $113,654 Building $265,194
2023$4,572.00 (+8.06%)$364,140 Land $109,242 Building $254,898
2022$4,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 432 Waddell Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Waddell Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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