400 W Valley Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 400 W Valley Dr, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,582 sqft · built 1990
Lot Size15.4 acres (673,873 sqft)
OwnerTrust Name on File
Last Sale$637,500 (Aug 2020)
Tax Bill$5,195 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Jul 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNR0757446

Property Details

APN / Parcel Number

Primary APNR0757446
Alternative APNs
  • 07-3965-09-1-01-05-0000
  • 0000185125

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,582 sqft Living Area
1st Floor Area2,582 sqft
Basement Area2,536 sqft
Finished Basement2,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area673,873 sqft (15.4 acres)
Garage TypeMixed
Garage Area4,032 sqft
Parking Spaces15 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area36 sqft
Deck Area275 sqft
Patio Area834 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000185125
Street Address400 W VALLEY DR
CityKALISPELL
StateMT
Zip59901-7176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS09, T28 N, R22 W, 16499-A, PARCEL N/A, TR 4CC IN E2NE4
Legal Range22W
Legal Township28N
Legal Section09
Legal SubdivisionCERTIFICATE OF SURVEY NO 16499
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL NORTHWEST
Census Block Group1
Census Block1024
Census Tract1701

Owner

400 W Valley Dr is owner-occupied and held in a trust since August 2020.

Source: Flathead County records, as of September 11, 2026

Owner of RecordTrust Name on File
Mailing Address400 W VALLEY DR, KALISPELL, MT 59901-7176
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Line of Credit
FIRST INTERSTATE BANK
Jul 9, 2021Deed of Trust, Mortgage · Line of Credit
FIRST INTERSTATE BANK
Jul 7, 2021Intrafamily Transfer, Transfer
Nov 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
GLACIER BANK
Aug 21, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST INTERSTATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on File
Deed SaleAug 21, 2020 · Amount on File
Prior SaleNov 15, 2010
Deed Document Number202026056
Prior Transfer DateMay 2, 2005
Prior Transfer Doc0012316470
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address400 W VALLEY DR, KALISPELL, MT 59901-7176
Transaction TypeMortgage
Record UpdatedApr 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 W VALLEY DR, KALISPELL, MT 59901-7176

Mortgage

Document Number202300005204
DateApr 11, 2023
Instrument202300005204
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressKALISPELL, MT 59901
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address400 W VALLEY DR, KALISPELL, MT 59901-7176
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100023122
DateJul 9, 2021
Instrument202100023122
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressWHITEFISH, MT 59937
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 2, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateJul 7, 2021
Property Address400 W VALLEY DR, KALISPELL, MT 59901-7176
Document Number202100022812
Instrument DateJun 30, 2021
Instrument202100022812
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address400 W VALLEY DR, KALISPELL, MT 59901-7176

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address400 W VALLEY DR, KALISPELL, MT 59901-7176
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700029191
DateNov 27, 2017
Instrument201700029191
Lender
NameGLACIER BANK
TypeBank
AddressKALISPELL, MT 59903
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateAug 21, 2020
Property Address400 W VALLEY DR, KALISPELL, MT 59901-7176
Document Number202000026056
Instrument DateAug 17, 2020
Instrument202000026056
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 8761, KALISPELL, MT 59904-1761

Mortgage

Document Number202000026057
DateAug 21, 2020
Instrument202000026057
Lender
NameFIRST INTERSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 400 W Valley Dr was $5,195.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictWest Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,195.00$1,265,400
2025$1,265,400 Land $361,783 Building $903,617
2023$6,560.00$874,200$874,200 Land $328,921 Building $545,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 W Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 W Valley Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 77% of Montana
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Bullitt Communications
Fixed Wireless
100 / 50

May also be available: AT&T, CenturyLink, MontanaSky Networks, Spectrum, Verizon.

Nearby Properties on W Valley Dr

Nearby Streets

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