432 Tuscano Ln, Biloxi, MS 39531 Property Records

Harrison County property record for 432 Tuscano Ln, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,202 sqft · built 2011
Owner	Individual Name on File
Last Sale	$265,000 (May 2023)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1210D-04-025.038`

Property Details

APN / Parcel Number

Primary APN	`1210D-04-025.038`
Alternative APN	`131830`

Interior

Full Baths	1 Bath
Building Area	2,202 sqft Adjusted Area
1st Floor Area	1,847 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	131830
Street Address	432 TUSCANO LN
City	BILOXI
State	MS
Zip	39531-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 VILLA TUSCANO ESTATES SUBD SEC 26-7-10
Legal Range	10
Legal Township	07
Legal Section	26
Legal Subdivision	VILLA TUSCANO ESTATES SUBD
Legal Lot Number	45
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	1203

Owner

432 Tuscano Ln is owned and occupied by an individual who bought it in May 2023.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	432 TUSCANO LN, BILOXI, MS 39531-2513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK OF MISSISSIPPI
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jul 17, 2019	Warranty Deed, Transfer STEAM TITLE, TEAM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Jul 17, 2019
Deed Document Number	2023-0002905-D-J2
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	432 TUSCANO LN, BILOXI, MS 39531-2513
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 TUSCANO LN, BILOXI, MS 39531-2513

Mortgage

Document Number	20230007353TJ2
Date	Dec 27, 2023
Instrument	2023-0007353-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	432 TUSCANO LN, BILOXI, MS 39531-2513
Transaction Type	Mortgage
Record Updated	Nov 24, 2023
Title Company	STEAM TITLE, TEAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192042TJ2
Date	Jul 17, 2019
Instrument	2019-2042-T-J2

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 17, 2023
Property Address	432 TUSCANO LN, BILOXI, MS 39531-2513
Document Number	20230002905DJ2
Map Reference	PB 25 PG 10
Instrument Date	May 12, 2023
Instrument	2023-0002905-D-J2
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 MEADOWS DR UNIT 1157, 1157, BILOXI, MS 39534-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 TUSCANO LN, BILOXI, MS 39531-2513

Mortgage

Document Number	20230002906TJ2
Date	May 17, 2023
Instrument	2023-0002906-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 12, 2024

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	432 TUSCANO LN, BILOXI, MS 39531-2513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TEAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192042TJ2
Date	Jul 17, 2019
Instrument	2019-2042-T-J2

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 17, 2019
Property Address	432 TUSCANO LN, BILOXI, MS 39531-2513
Document Number	20192091DJ2
Instrument Date	Jun 21, 2019
Instrument	2019-2091-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEAM TITLE, TEAM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2215 OSBORN DR, 2215, SILVER SPRING, MD 20910-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 TUSCANO LN, BILOXI, MS 39531-2513

Tax Assessment & Valuation

The 2025 property tax bill for 432 Tuscano Ln was $1,806 with exemptions applied, up 2.1% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+2.15%) Homeowner's exemption Disabled Person's exemption	$18,843	$188,427 Land $40,000 Building $148,427
2024	$1,768.00 (-13.71%)
2023	$2,049.00	$18,673	$186,733 Land $40,000 Building $146,733
2022	$2,049.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Tuscano Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2005–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Tuscano Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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